FRANKLYN FINANCIAL MANAGEMENT LIMITED

🌳Matureactive

06280392 · ltd · incorporated 2007-06-14

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 18.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 18.6y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 18.6 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

7 officers (5 active, 7 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

4 connected companies via shared directors

Filing history

97 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Average employees	5600	5400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 1 confirmation-statement
• 1 officers

Last 90 days

filings

• 1 confirmation-statement
• 1 officers

Last 180 days

filings

• 1 confirmation-statement
• 1 officers

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2026-07-06
📄
change-person-director-company-with-change-date
officers · CH01
2025-12-11
📄
resolution
resolution · RESOLUTIONS
2025-12-11
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-12-11
📄
capital-name-of-class-of-shares
capital · SH08
2025-06-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-13
📄
resolution
resolution · RESOLUTIONS
2025-02-07
📄
memorandum-articles
incorporation · MA
2025-02-06
📄
capital-name-of-class-of-shares
capital · SH08
2024-11-22
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-09-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-08
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-11-08
🔓
Charge satisfied #2
2023-09-27
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-06
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-06
📄
change-person-director-company-with-change-date
officers · CH01
2023-04-06
📄
change-person-director-company-with-change-date
officers · CH01
2022-09-28
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-06-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-06-22
➕
PARRATT, Stephen appointed
director
2022-02-14
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-10
🔒
Charge registered #2
Lender: National Westminster Bank PLC
2020-02-05
🔓
Charge satisfied #1
2019-12-03
➖
PARRATT, Stephen resigned
director
2018-06-01
➕
CHATTERTON, Charlotte Ann appointed
director
2018-06-01
➕
PARRATT, Stephen appointed
director
2017-09-01
➕
ASHWORTH, Anthony Leon appointed
director
2014-10-07
➕
CHATTERTON, Charlotte Ann appointed
secretary
2010-04-16
➖
CHATTERTON, Jane Elizabeth resigned
secretary
2008-01-10
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2007-06-14
🏢
Company incorporated
As FRANKLYN FINANCIAL MANAGEMENT LIMITED
2007-06-14
➕
CHATTERTON, Andrew Franklyn appointed
director
2007-06-14
➕
CHATTERTON, Jane Elizabeth appointed
secretary

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

53/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew Franklyn Chatterton Individual · British · DOB 08/1972 · age 54	75–100%	75–100%	75-100% shares · 75-100% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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FARM & COUNTRY FINANCE LIMITED→ 06013019 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
FIDENTI MORTGAGES & PROTECTION LIMITED→ 10007568 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
FINANCIAL SOLUTIONS (CHESHIRE) LIMITED→ 04654617 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
FIRST PROPERTY SERVICES GROUP LTD→ 09902462 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
FURBS ONE LIMITED→ 13396956 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
GARWOOD GROUP LIMITED→ 15795066 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
GB MORTGAGE SOLUTIONS LTD→ 13614086 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
GCCS INVESTMENTS LTD→ 09026527 · est 2014 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2007-06-14

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

St James's House 4 - 5 John Bradshaw Court

Alexandria Way

Congleton

Cheshire

CW12 1LB

England

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-06-28

Last: 2026-06-14