AGORA HOMES LTD
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 7 lenders · oldest 18.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.0 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 3 mortgage
- • 1 accounts
- • 3 mortgage
- • 2 persons-with-significant-control
- • 1 accounts
Corporate timeline (45 events)Click to expand
- 2026-04-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-27🔓Charge satisfied #3
- 2026-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-15🔓Charge satisfied #7
- 2026-04-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-10🔓Charge satisfied #8
- 2026-02-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-19🔒Charge registered #9Lender: West One Secured Loans Limited
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-12🔒Charge registered #8Lender: Shawbrook Bank Limited
- 2024-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-18🔓Charge satisfied #6
- 2024-07-18🔓Charge satisfied #5
- 2024-07-07🔒Charge registered #7Lender: Charter Court Financial Services Limited
- 2024-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-28🔒Charge registered #6Lender: Cpf One Limited
- 2023-07-28🔒Charge registered #5Lender: Cpf One Limited
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-14🔓Charge satisfied #1
- 2023-03-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-27🔒Charge registered #4Lender: Susan Ann Hounsell
- 2023-01-27🔒Charge registered #3Lender: Rebecca Louise Hounsell
- 2022-04-13✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-04-01➖HOUNSELL, Henry David resignedsecretary
- 2022-04-01➖HOUNSELL, Henry David resigneddirector
- 2022-03-29🔓Charge satisfied #2
- 2022-02-09➕HOUNSELL, Charles Baily appointeddirector
- 2016-07-05➖HOUNSELL, Charles Baily resigneddirector
- 2013-12-10🔒Charge registered #2Lender: National Westminster Bank PLC
- 2008-06-11🔒Charge registered #1Lender: National Westminster Bank PLC
- 2007-07-04🏢Company incorporatedAs AGORA HOMES LTD
- 2007-07-04➕HOUNSELL, Henry David appointedsecretary
- 2007-07-04➕HOUNSELL, Charles Baily appointeddirector
- 2007-07-04➕HOUNSELL, Henry David appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Charles Baily Hounsell Individual · British · DOB 07/1984 · age 42 | 75–100% | — | 75-100% shares | 22/03/2022 |
1 historic (ceased) PSC
- Mr Henry David Hounsellceased 22/03/2022· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · BH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A L LEADWORKS & ROOFING LTD→ 12517108 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AKH GROUNDWORKS (SOUTHERN) LIMITED→ 14285875 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AKH GROUNDWORKS LTD→ 11682151 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AKT ROOFING LIMITED→ 04994300 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALANA KITCHENS LTD→ 12035157 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALBION GLASS AND GLAZING LTD→ 10877730 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALEXANDRIA DEVELOPMENTS LTD→ 11507037 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALL ASPECTS PLUMBING & HEATING LTD→ 06691265 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ALL BUILD DEVELOPMENTS LIMITED→ 09185971 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALL CLEAR ELECTRICAL SERVICES LTD→ 06601386 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ALL CLEAR ENERGY SERVICES LTD→ 14444143 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALL COUNTIES ELECTRICAL LIMITED→ 08750420 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | West One Secured Loans West One Secured Loans Limited | A registered charge | 1 property | 19/09/2025 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 12/03/2025 | 10/04/2026 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 07/07/2024 | 15/04/2026 | |
| satisfied | Cpf One Cpf One Limited | A registered charge | 1 property | 28/07/2023 | 18/07/2024 | |
| satisfied | Cpf One Cpf One Limited | A registered charge | 1 property | 28/07/2023 | 18/07/2024 | |
| outstanding | Susan Ann Hounsell | A registered charge | 2 properties | 27/01/2023 | — | |
| satisfied | Rebecca Louise Hounsell | A registered charge | 2 properties | 27/01/2023 | 27/04/2026 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 10/12/2013 | 29/03/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 11/06/2008 | 14/04/2023 |