ALBAN ACTUARIAL SOLUTIONS LTD
🌳Matureactive
06313593 · ltd · incorporated 2007-07-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£25.1k
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 63-year-old founder — textbook succession opportunity.
Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £25,072
Net assets shrinking
Down £1,110 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£25k
↓ 4.2% YoY
Current Assets
£27k
↓ 1.8% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £25.1k | £26.2k |
| Current assets | £27.4k | £27.9k |
| Net assets | £25.1k | £26.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 gazette
- • 1 dissolution
Last 180 days
3
filings
- • 1 gazette
- • 1 dissolution
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-04-07📄gazette-notice-voluntarygazette · GAZ1(A)
- 2026-03-26📄dissolution-application-strike-off-companydissolution · DS01
- 2026-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-02📄capital-allotment-sharescapital · SH01
- 2018-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-05-26➕CAMPBELL, Andrew Colin appointeddirector
- 2017-01-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2007-07-16🏢Company incorporatedAs ALBAN ACTUARIAL SOLUTIONS LTD
- 2007-07-16➕CAMPBELL, Andrew Colin appointedsecretary
- 2007-07-16➕MCMANUS, Eithne Siobhan appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Eithne Siobhan Mcmanus Individual · Irish · DOB 08/1964 · age 62 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASHWICK CLAIMS SERVICES LIMITED→ 03749107 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| BATCHFIELDS INVESTMENTS LIMITED→ 14241181 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BERKELEY PRIVATE FINANCE LIMITED→ 04102267 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| BLACKBRIDGE CAPITAL LTD→ 14967434 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE SEAS ADJUSTERS LIMITED→ 05433346 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BOATSIDE INVESTMENTS→ 13124205 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BOFFIN LIFE LTD→ 15275859 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BREACONRIDGE→ 08282784 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| BREDWARDINE INVESTMENTS LIMITED→ 14477839 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIDGE THE GAP CAPITAL LIMITED→ 10085006 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BROMWALL LIMITED→ 01174715 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| CAMBRIA PRIVATE CAPITAL LIMITED→ 15201400 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-07-16
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
21 Abbey Avenue
St Albans
Herts
AL3 4BJ
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16
Officers (3 active · 0 resigned)
CAMPBELL, Andrew Colin→
Activesecretary · appointed 2007-07-16
View their other companies + combined net worth →
CAMPBELL, Andrew Colin→
Activedirector · ~63y · appointed 2017-05-26
View their other companies + combined net worth →
MCMANUS, Eithne Siobhan→
Activedirector · ~62y · appointed 2007-07-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (43 total)
gazette-notice-voluntary
gazette · GAZ1(A)
2026-04-07
dissolution-application-strike-off-company
dissolution · DS01
2026-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-30