AG CONSULTANCY & APPS LTD
💤Zombieactive
06335830 · ltd · incorporated 2007-08-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£1.27M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Business and domestic software development
Sector: Information & communication
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 77/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 5.5y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,270,601
Net assets shrinking
Down £622,559 YoY
Cash YoY
+2%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£480k
↑ 2.4% YoY
Net Worth
£1.3m
↓ 33% YoY
Current Assets
£2.6m
↑ 43% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £1.45M | £2.28M |
| Current assets | £2.55M | £1.79M |
| Cash | £480.3k | £468.9k |
| Debtors | £2.07M | £1.32M |
| Net assets | £1.27M | £1.89M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-05-06📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2025-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-27🔒Charge registered #3Lender: UK Working Capital Limited
- 2024-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-14🔓Charge satisfied #2
- 2024-04-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-02-28📄capital-cancellation-sharescapital · SH06
- 2024-02-28📄capital-return-purchase-own-sharescapital · SH03
- 2024-02-17📄resolutionresolution · RESOLUTIONS
- 2024-02-17📄memorandum-articlesincorporation · MA
- 2024-02-13📄capital-allotment-sharescapital · SH01
- 2024-02-12📄capital-alter-shares-subdivisioncapital · SH02
- 2024-02-12📄capital-name-of-class-of-sharescapital · SH08
- 2024-02-12📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-02-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-07➖CHAMPION, Nicholas John resigneddirector
- 2023-10-12📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-18🔒Charge registered #2Lender: Kriya Finance Limited
- 2022-07-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-26🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2014-07-14➕CHAMPION, Nicholas John appointeddirector
- 2008-09-23➖JAYARAMAN, Ganesh resignedsecretary
- 2007-08-07🏢Company incorporatedAs AG CONSULTANCY & APPS LTD
- 2007-08-07➕MARIA SILUVAI RAJ, Francis Remigious Rajan appointeddirector
- 2007-08-07➕JAYARAMAN, Ganesh appointedsecretary
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
68/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Bindu Marin Benjamin Individual · British,Indian · DOB 05/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 05/02/2024 |
Mr Francis Remigious Rajan Maria Siluvai Raj Individual · British · DOB 04/1980 · age 46 | 25–50% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Nicholas John Championceased 07/02/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Technology · SL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCORDION TECHNOLOGY LIMITED→ 10173420 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACTIVE SOFTWARE PLATFORM UK LTD→ 14943713 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADLIB DIGITAL LIMITED→ 10813936 · est 2017 | — | — | £684.5k | — | 8y | — | — |
| ADMICITY LTD→ 15190132 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVERTISING HEALTH LTD→ 17078897 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADYOULIKE LIMITED→ 07278122 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AEVUM LIMITED→ 17118565 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AGASTYA TECH CONSULTING LIMITED→ 16883687 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGEN (EUR) LIMITED→ 14174578 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AGENTIA BOARDROOM LTD→ 16183922 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AGENTIFYIT LTD→ 16868407 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGG MEDIA HOUSE LIMITED→ 16457000 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-08-07
Jurisdictionengland-wales
Primary SIC62012 — Business and domestic software development
Registered office
9 Cedar Court
Birchington Road
Windsor
Berkshire
SL4 3QA
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-27
Last: 2026-02-13
Officers (1 active · 2 resigned)
MARIA SILUVAI RAJ, Francis Remigious Rajan→
Activedirector · ~46y · appointed 2007-08-07
View their other companies + combined net worth →
JAYARAMAN, Ganesh→
Resignedsecretary · appointed 2007-08-07 · resigned 2008-09-23
CHAMPION, Nicholas John→
Resigneddirector · ~54y · appointed 2014-07-14 · resigned 2024-02-07
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | UK Working Capital UK Working Capital Limited | A registered charge | — | 27/11/2024 | — | |
| satisfied | Kriya Finance Kriya Finance Limited | A registered charge | — | 18/05/2023 | 14/05/2024 | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 26/01/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (72 total)
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2026-05-06
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-29
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-22
capital-cancellation-shares
capital · SH06
2024-02-28
capital-return-purchase-own-shares
capital · SH03
2024-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-19
resolution
resolution · RESOLUTIONS
2024-02-17
memorandum-articles
incorporation · MA
2024-02-17
capital-allotment-shares
capital · SH01
2024-02-13