CAMBRIA TRUST
🌳Matureactive
06337397 · private-limited-guarant-nsc-limited-exemption · incorporated 2007-08-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£2.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 18.7y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
32 officers (2 active, 32 linked, 28 with DOB)
88
Ownership & PSC
1 active PSC(s) of 8 total, 8 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
132 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,028
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2k
↑ 124% YoY
Current Assets
£810
↓ 79% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £2.0k | £905 |
| Current assets | £810 | £3.8k |
| Net assets | £2.0k | £905 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
13
filings
- • 10 officers
- • 2 persons-with-significant-control
- • 1 address
Counts from Companies House filing history.
Corporate timeline (85 events)Click to expand
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-01-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-01➕FOX, Stephen Charles appointeddirector
- 2026-01-01➕GRANSDEN, Ed Charles appointeddirector
- 2026-01-01➖CHOWN-HAMMOND, Laura Mary resignedsecretary
- 2026-01-01➖CHOWN-HAMMOND, Laura Mary resigneddirector
- 2026-01-01➖DURHAM, Richard resigneddirector
- 2026-01-01➖HAMMOND, Oliver resigneddirector
- 2026-01-01➖PEAKE, Alan George resigneddirector
- 2026-01-01➖POLDEN, Rebecca Louise resigneddirector
- 2026-01-01➖SMITH, David Francis resigneddirector
- 2026-01-01➖WILSON, Ian Raydon resigneddirector
- 2025-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-04-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-12➕DURHAM, Richard appointeddirector
- 2022-04-12➖RICHARDSON, Alexander Bruce, Rear Admiral resigneddirector
- 2022-04-12➖SIMPER, Jonathan resigneddirector
- 2022-04-12➕SMITH, David Francis appointeddirector
- 2022-04-12➖SNELLING, Christopher Anthony Peter resigneddirector
- 2021-07-18➖HEWETT-EMMETT, Matthew resigneddirector
- 2021-07-18➕PEAKE, Alan George appointeddirector
- 2021-07-18➕WILSON, Ian Raydon appointeddirector
- 2020-01-11➕CHOWN-HAMMOND, Laura Mary appointedsecretary
- 2020-01-11➕CHOWN-HAMMOND, Laura Mary appointeddirector
- 2020-01-11➕POLDEN, Rebecca Louise appointeddirector
- 2019-07-13➖PERRING, Matthew Levett resignedsecretary
- 2019-07-13➖PERRING, Matthew Levett resigneddirector
- 2019-06-13➕SIMPER, Jonathan appointeddirector
- 2019-06-12➖SIMPER, Jonathan Robert resigneddirector
- 2019-06-12➖SIMPER, Robert Norman resigneddirector
- 2019-02-23➖BRAMBLEBY, Basil John resignedsecretary
- 2019-02-23➕PERRING, Matthew Levett appointedsecretary
- 2019-02-23➖BRAMBLEBY, Basil John resigneddirector
Showing most recent 50 of 85 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·8 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CHOWN-HAMMOND, Laura Mary resigned 2026-01-01; CHOWN-HAMMOND, Laura Mary resigned 2026-01-01; DURHAM, Richard resigned 2026-01-01
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ed Charles Gransden Individual · British · DOB 12/1985 · age 41 | — | — | board controlboard control | 01/01/2026 |
7 historic (ceased) PSCs
- Mr David Francis Smithceased 01/01/2026· significant influence
- Mr Christopher Anthony Peter Snellingceased 29/05/2018· significant influence
- Mr Jonathan Simperceased 13/07/2019· significant influence
- Mr Robert Norman Simperceased 12/06/2019· significant influence
- Mr Julian Parkesceased 03/02/2018· significant influence
- Mr Christopher Anthony Peter Snellingceased 28/01/2022· significant influence
- Rear Admiral Alexander Bruce Richardsonceased 28/01/2022· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · ME postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BELVEDERE LINGUA LTD→ 15866707 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOXING IN SCHOOLS LTD→ 14502211 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIDGE THE GAP SPORTING EDUCATION LTD→ 16589617 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRIGADE FITNESS KINGS HILL LTD→ 13811691 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BRIGHT FUTURE EDUCATION LIMITED→ 14243211 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BUBBLE & SCRUFF LIMITED→ 09930306 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BUSY BODIES LIMITED→ 08955511 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| CAMP GRENADA CONSTRUCTION CIC→ 16259956 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAPACITA TALENT DEVELOPMENT LTD→ 16164002 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAPTIVATING ME LTD→ 17116834 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CAR AND TRAILER DRIVING SCHOOL LIMITED→ 10160138 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CARER LOVE CIC→ 15790080 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2007-08-08
Jurisdictionengland-wales
Primary SIC85590 — Other education n.e.c.
Registered office
Lower Halstow Dock Lapwing Drive
Lower Halstow
Sittingbourne
ME9 7DZ
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-08-10
Last: 2025-07-27
Officers (2 active · 30 resigned)
FOX, Stephen Charles→
Activedirector · ~73y · appointed 2026-01-01
View their other companies + combined net worth →
GRANSDEN, Ed Charles→
Activedirector · ~41y · appointed 2026-01-01
View their other companies + combined net worth →
BRAMBLEBY, Basil John→
Resignedsecretary · appointed 2008-12-15 · resigned 2019-02-23
CHOWN-HAMMOND, Laura Mary→
Resignedsecretary · appointed 2020-01-11 · resigned 2026-01-01
ELLIS, Anthony William→
Resignedsecretary · appointed 2007-08-08 · resigned 2008-11-26
PERRING, Matthew Levett→
Resignedsecretary · appointed 2019-02-23 · resigned 2019-07-13
BASSI, Robert Stephen→
Resigneddirector · ~75y · appointed 2011-04-09 · resigned 2016-01-30
BRAMBLEBY, Basil John→
Resigneddirector · ~88y · appointed 2007-08-08 · resigned 2019-02-23
BROOKS, David Anthony→
Resigneddirector · ~61y · appointed 2016-01-30 · resigned 2017-08-28
CASS, Bridget Marye→
Resigneddirector · ~74y · appointed 2018-02-03 · resigned 2019-02-23
CHOWN-HAMMOND, Laura Mary→
Resigneddirector · ~44y · appointed 2020-01-11 · resigned 2026-01-01
COLLARD, Leslie William Louis→
Resigneddirector · ~85y · appointed 2007-08-08 · resigned 2007-09-17
CORDELL, Alan→
Resigneddirector · ~91y · appointed 2007-08-08 · resigned 2008-06-01
DURHAM, Richard→
Resigneddirector · ~75y · appointed 2022-04-12 · resigned 2026-01-01
ELLIS, Anthony William→
Resigneddirector · ~81y · appointed 2007-08-08 · resigned 2008-11-26
HAMMOND, Oliver→
Resigneddirector · ~52y · appointed 2019-02-23 · resigned 2026-01-01
HEWETT-EMMETT, Matthew→
Resigneddirector · ~58y · appointed 2018-08-20 · resigned 2021-07-18
PARKES, Julian→
Resigneddirector · ~70y · appointed 2012-04-21 · resigned 2018-02-03
PEAKE, Alan George→
Resigneddirector · ~78y · appointed 2021-07-18 · resigned 2026-01-01
PERRING, Matthew Levett→
Resigneddirector · ~47y · appointed 2019-02-23 · resigned 2019-07-13
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Heritage Memorial Fund | Deed of covenant | 1 property | 15/11/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (132 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-30
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-30
appoint-person-director-company-with-name-date
officers · AP01
2026-01-30
appoint-person-director-company-with-name-date
officers · AP01
2026-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-31