KRUSTY LOAF LTD
🌳Matureactive
06345492 · ltd · incorporated 2007-08-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£285.4k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Manufacture of bread; manufacture of fresh pastry goods and cakes
Sector: Manufacturing
Investor take
PursueAsset-holding vehicle with a 78-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
4 active PSC(s) of 5 total, 5 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £285,403
Net assets shrinking
Down £53,862 YoY
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£173k
↓ 14% YoY
Net Worth
£285k
↓ 16% YoY
Current Assets
£549k
↑ 6.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £370.9k | £415.9k |
| Current assets | £549.0k | £515.9k |
| Cash | £173.4k | £202.3k |
| Debtors | £325.6k | £263.7k |
| Net assets | £285.4k | £339.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-01➖HENRY, Jonathan James resigneddirector
- 2015-07-01➕HENRY, Nicholas Paul appointeddirector
- 2015-07-01➖HENRY, Nicholas Paul resigneddirector
- 2007-08-16🏢Company incorporatedAs KRUSTY LOAF LTD
- 2007-08-16➕HENRY, Jane Elizabeth appointedsecretary
- 2007-08-16➕HENRY, Jane Elizabeth appointeddirector
- 2007-08-16➕HENRY, Paul Stephen appointeddirector
- 2007-08-16➕HENRY, Jonathan James appointeddirector
- 2007-08-16➕HENRY, Nicholas Paul appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Henry Empire Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Henry Empire Limited
Corporate parent · holds 75-100% shares
⬇
KRUSTY LOAF LTD
This company · 06345492
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
4 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Henry Empire Limited Corporate entity | 75–100% | — | 75-100% shares | 01/07/2016 |
Mrs Jane Elizabeth Henry Individual · British · DOB 08/1955 · age 71 | — | — | sig. influencesignificant influence | 01/07/2016 |
Mr Paul Stephen Henry Individual · British · DOB 07/1948 · age 78 | — | — | sig. influencesignificant influence | 01/07/2016 |
Mr Nicholas Paul Henry Individual · British · DOB 11/1983 · age 43 | — | — | sig. influencesignificant influence | 01/07/2016 |
1 historic (ceased) PSC
- Mr Jonathan James Henryceased 01/05/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Food & drink · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EDMUNDS COCKTAILS LTD→ 11696943 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| FRUITCAKES LIMITED→ 05281015 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| GRNS WORLDWIDE LTD→ 16944464 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GUDNEX LTD→ 14252472 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| I BOXIT LIMITED→ 10231013 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ITSBEER LIMITED→ 15119682 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KEY ENDEAVOURS GROUP LIMITED→ 13119830 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| KINNAIRD FOOD LTD→ 07235603 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| LA CONDESA LTD→ 16090448 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LACONS BREWERY LIMITED→ 02857269 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| LAKENHAM CREAMERY LIMITED→ 02702942 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| LETHERINGSETT MILL LTD→ 14213905 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-08-16
Jurisdictionengland-wales
Primary SIC10710 — Manufacture of bread; manufacture of fresh pastry goods and cakes
Registered office
13 Wymans Way
Fakenham
Norfolk
NR21 8NT
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-30
Last: 2025-08-16
Officers (4 active · 2 resigned)
HENRY, Jane Elizabeth→
Activesecretary · appointed 2007-08-16
View their other companies + combined net worth →
HENRY, Jane Elizabeth→
Activedirector · ~71y · appointed 2007-08-16
View their other companies + combined net worth →
HENRY, Nicholas Paul→
Activedirector · ~43y · appointed 2015-07-01
View their other companies + combined net worth →
HENRY, Paul Stephen→
Activedirector · ~78y · appointed 2007-08-16
View their other companies + combined net worth →
HENRY, Jonathan James→
Resigneddirector · ~41y · appointed 2007-08-16 · resigned 2018-05-01
HENRY, Nicholas Paul→
Resigneddirector · ~43y · appointed 2007-08-16 · resigned 2015-07-01
Click a director name to see their full track record across all companies.
Recent filings (58 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-25
change-person-director-company-with-change-date
officers · CH01
2021-08-16
change-person-director-company-with-change-date
officers · CH01
2021-08-16
change-person-secretary-company-with-change-date
officers · CH03
2021-08-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-16