BAILEY FINANCIAL SERVICES ( PRESTON ) LIMITED

🌳Matureactive
06380493 · ltd · incorporated 2007-09-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees600600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2025-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2021-11-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2021-09-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  7. 2020-06-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2019-09-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  9. 2019-08-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-05-05
    ➖
    BAILEY, Sarah Louise resigned
    secretary
  13. 2017-05-05
    ➖
    BAILEY, Sarah Louise resigned
    director
  14. 2017-05-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2017-05-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2017-05-05
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  17. 2017-05-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2016-11-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2010-01-04
    ➕
    EDWARDS, Sarah Rebecca appointed
    director
  20. 2007-09-25
    🏢
    Company incorporated
    As BAILEY FINANCIAL SERVICES ( PRESTON ) LIMITED
  21. 2007-09-25
    ➕
    BAILEY, Michael Robert appointed
    director
  22. 2007-09-25
    ➕
    BAILEY, Sarah Louise appointed
    secretary
  23. 2007-09-25
    ➕
    BAILEY, Sarah Louise appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BAILEY" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Bailey Financial Services (Whitestake) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bailey Financial Services (Whitestake) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
BAILEY FINANCIAL SERVICES ( PRESTON ) LIMITED
This company · 06380493

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bailey Financial Services (Whitestake) Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-09-25
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

Thomas House
Meadowcroft Business Park
Pope Lane Whitestake Preston
Lancashire
PR4 4AZ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-09
Last: 2025-09-25

Officers (2 active · 2 resigned)

BAILEY, Michael Robert→
director · ~58y · appointed 2007-09-25
View their other companies + combined net worth →
Active
EDWARDS, Sarah Rebecca→
director · ~55y · appointed 2010-01-04
View their other companies + combined net worth →
Active
BAILEY, Sarah Louise→
secretary · appointed 2007-09-25 · resigned 2017-05-05
Resigned
BAILEY, Sarah Louise→
director · ~53y · appointed 2007-09-25 · resigned 2017-05-05
Resigned

Click a director name to see their full track record across all companies.

Recent filings (50 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-06-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2019-09-25