STORY CAPITAL INVESTMENTS LIMITED
🌳Matureactive
06388740 · ltd · incorporated 2007-10-03
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Activities of venture and development capital companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 82/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 3.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 3.0 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-01-04📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-04📄legacyaccounts · PARENT_ACC
- 2026-01-04📄legacyother · GUARANTEE2
- 2026-01-04📄legacyother · AGREEMENT2
- 2025-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-01-04📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-01-04📄legacyaccounts · PARENT_ACC
- 2025-01-04📄legacyother · GUARANTEE2
- 2025-01-04📄legacyother · AGREEMENT2
- 2024-01-15📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-01-15📄legacyaccounts · PARENT_ACC
- 2024-01-15📄legacyother · GUARANTEE2
- 2024-01-15📄legacyother · AGREEMENT2
- 2023-08-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-11🔒Charge registered #1Lender: Lloyds Bank PLC
- 2023-06-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-07📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-05-02📄legacyaccounts · PARENT_ACC
- 2023-04-21📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-04-21📄legacyother · GUARANTEE2
- 2023-04-21📄legacyother · AGREEMENT2
- 2023-04-13📄legacyaccounts · PARENT_ACC
- 2023-03-31➖BUTTERWORTH, Jason Lee resigneddirector
- 2022-10-06➕STORY, John Frederick appointeddirector
- 2020-02-19➕BUTTERWORTH, Jason Lee appointeddirector
- 2007-10-03🏢Company incorporatedAs STORY CAPITAL INVESTMENTS LIMITED
- 2007-10-03➕GASS, Roger Neil appointedsecretary
- 2007-10-03➕STORY, Norman Frederick appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "STORY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFamily succession underway: Not a takeover target — STORY, John Frederick (same surname) appointed 2022-10-06. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️ultimate parent
Eprojs Limited
Corporate parent · holds 75-100% shares
🏛️ultimate parent
Story Contracting Holdings Limited
Corporate parent · holds 75-100% shares
⬇
STORY CAPITAL INVESTMENTS LIMITED
This company · 06388740
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Eprojs Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 25/11/2025 |
Story Contracting Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 01/04/2023 |
3 historic (ceased) PSCs
- Story Contracting Limitedceased 01/04/2023· 75-100% shares
- Mr Norman Frederick Storyceased 01/04/2023· significant influence
- Story Contracting Limitedceased 01/01/2021· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DA FINANCIAL SERVICES (DALSTON) LIMITED→ 04030020 · est 2000 | — | — | — | 0 | 25y | 82 | 60y |
| J.N & E CAPSTICK INSURANCE CONSULTANTS LIMITED→ 06872469 · est 2009 | — | — | £110.1k | — | 17y | 82 | 84y |
| MEMW MANAGEMENT LIMITED→ 06758925 · est 2008 | — | — | £1 | — | 17y | 82 | 70y |
| CALEDONIAN CONSUMER FINANCE LTD→ 07368004 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| EDWARD J GRICE WEALTH MANAGEMENT LTD→ 09111923 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| KESWICK WEALTH MANAGEMENT LIMITED→ 09489781 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| MYRETIREMENT LTD→ 09021399 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| REBO ENTERPRISES LTD→ 15022259 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RIGHT FINANCE LIMITED→ 12997053 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ROBINSON+CO FINANCIAL SERVICES LIMITED→ 07272147 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| RUSHMERE FINANCIAL PLANNING LTD→ 16081617 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| SCOTT MOTOR FINANCE LTD→ 11747507 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-10-03
Jurisdictionengland-wales
Primary SIC64303 — Activities of venture and development capital companies
Registered office
Burgh Road Industrial Estate
Marconi Road
Carlisle
CA2 7NA
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-17
Last: 2025-10-03
Officers (3 active · 1 resigned)
Active
STORY, John Frederick→
Activedirector · ~40y · appointed 2022-10-06
View their other companies + combined net worth →
STORY, Norman Frederick→
Activedirector · ~70y · appointed 2007-10-03
View their other companies + combined net worth →
BUTTERWORTH, Jason Lee→
Resigneddirector · ~59y · appointed 2020-02-19 · resigned 2023-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 11/08/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (70 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-04
legacy
accounts · PARENT_ACC
2026-01-04
legacy
other · GUARANTEE2
2026-01-04
legacy
other · AGREEMENT2
2026-01-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-13
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-04
legacy
accounts · PARENT_ACC
2025-01-04
legacy
other · GUARANTEE2
2025-01-04
legacy
other · AGREEMENT2
2025-01-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-03
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-01-15
legacy
accounts · PARENT_ACC
2024-01-15
legacy
other · GUARANTEE2
2024-01-15
legacy
other · AGREEMENT2
2024-01-15