ADD MORTGAGES LIMITED

💤Zombieactive

06468375 · ltd · incorporated 2008-01-09

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£-57.0k

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

ALSO REGISTERED FOR

66220Activities of insurance agents and brokers

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

5 officers (2 active, 5 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

3 connected companies via shared directors

Filing history

52 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Negative net assets

Liabilities exceed assets by £57,000

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£57k

↑ 33% YoY

Current Assets

£3k

↑ 69% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-06-30	2024-06-30
Total assets	£-54.1k	£-76.5k
Current assets	£3.1k	£1.8k
Net assets	£-57.0k	£-84.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2026-03-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-03-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-02-24
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-02-24
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-02-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-02-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-02-07
➕
COOPER, Kay appointed
director
2020-02-07
➖
COOPER, Denis William resigned
director
2020-01-08
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2020-01-07
📄
gazette-notice-compulsory
gazette · GAZ1
2019-10-28
📄
change-account-reference-date-company-previous-extended
accounts · AA01
2018-07-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2008-06-13
➕
COOPER, Kay appointed
secretary
2008-06-13
➖
AA COMPANY SERVICES LIMITED resigned
corporate-nominee-secretary
2008-06-13
➕
COOPER, Denis William appointed
director
2008-06-13
➖
BUYVIEW LTD resigned
corporate-nominee-director
2008-01-09
🏢
Company incorporated
As ADD MORTGAGES LIMITED
2008-01-09
➕
AA COMPANY SERVICES LIMITED appointed
corporate-nominee-secretary
2008-01-09
➕
BUYVIEW LTD appointed
corporate-nominee-director

Owner dependency

90/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

75/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Kay Cooper Individual · British · DOB 02/1958 · age 68	75–100%	—	75-100% shares	07/02/2020

1 historic (ceased) PSC

Mr Denis William Cooperceased 07/02/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CR postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ADDINGTON SELSDON LTD→ 15566606 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ALPHACAP LTD→ 09573978 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ARCH CONSULTANTS AVIS LIMITED→ 13741666 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ATKINS SPECIAL RISKS LIMITED→ 03115898 · est 1995 · no financials extracted	—	—	—	—	30y	—	—
AVOCADO CAPITAL LIMITED→ 14271307 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AWP ASSISTANCE UK LTD→ 01710361 · est 1983 · no financials extracted	—	—	—	—	43y	—	—
AYONE FINANCIAL LTD→ 16376728 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BAXTER HEALTHCARE PENSION PLAN TRUSTEES LIMITED→ 00665938 · est 1960 · no financials extracted	—	—	—	—	65y	—	—
BIG SKY HOLDINGS LTD→ 16438842 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BIOKO GLOBAL SOLUTIONS LTD→ 14073997 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BLUHE SHIRE INVESTMENTS LTD→ 15585607 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BOSTON AND ALEXANDER SOLUTIONS LIMITED→ 16381092 · est 2025 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2008-01-09

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

18-24 Brighton Road

South Croydon

CR2 6AA

England

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2027-03-10

Last: 2026-02-24

Officers (2 active · 3 resigned)

COOPER, Kay→

secretary · appointed 2008-06-13

View their other companies + combined net worth →

Active

COOPER, Kay→

director · ~68y · appointed 2020-02-07

View their other companies + combined net worth →

Active

AA COMPANY SERVICES LIMITED→

corporate-nominee-secretary · appointed 2008-01-09 · resigned 2008-06-13

Resigned

COOPER, Denis William→

director · ~68y · appointed 2008-06-13 · resigned 2020-02-07

Resigned

BUYVIEW LTD→

corporate-nominee-director · appointed 2008-01-09 · resigned 2008-06-13

Resigned

Click a director name to see their full track record across all companies.