K J HILL FINANCE LIMITED
🌳Matureactive
06486931 · ltd · incorporated 2008-01-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-09-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2017-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2017-09-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2017-07-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-10-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2008-01-29🏢Company incorporatedAs K J HILL FINANCE LIMITED
- 2008-01-29➕HILL, Kevin James appointedsecretary
- 2008-01-29➕HILL, Gemma Louise appointeddirector
- 2008-01-29➕HILL, Kevin James appointeddirector
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HILL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin James Hill Individual · British · DOB 11/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
Mrs Gemma Louise Hill Individual · British · DOB 01/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| GOWRINGS HOLDINGS LIMITED→ 12488278 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
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| HULAHOLDINGS LIMITED→ 13119209 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| J.R.S K9 SECURITY LTD→ 14264381 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| JDCD FINANCIAL CONSULTANCY LIMITED→ 05868520 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| JOHN NUTTALL LTD→ 07378098 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| KDM SECURITY LIMITED→ 11098662 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| KENMART REALTY LIMITED→ 11010356 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| KENT SOPER LIFE AND PENSIONS LIMITED→ 01675667 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| KEY COVER SERVICES LIMITED→ 10572784 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| KLS INVESTMENTS→ 08500726 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| KNOTT ANOTHER MORTGAGE ADVISER LIMITED→ 04997905 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-01-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Mill, Kingsteingnton Road
Newton Abbot
Devon
TQ12 2QA
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-12
Last: 2026-01-29
Officers (3 active · 0 resigned)
Active
HILL, Gemma Louise→
Activedirector · ~52y · appointed 2008-01-29
View their other companies + combined net worth →
HILL, Kevin James→
Activedirector · ~59y · appointed 2008-01-29
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (43 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-02-15