4 LEGAL SOLUTIONS LIMITED
- · Oldest live charge 13.8y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 2 lenders · oldest 13.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (46 events)Click to expand
- 2025-10-01📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-01📄legacyaccounts · PARENT_ACC
- 2025-10-01📄legacyother · GUARANTEE2
- 2025-10-01📄legacyother · AGREEMENT2
- 2024-10-25📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-25📄legacyaccounts · PARENT_ACC
- 2024-10-25📄legacyother · GUARANTEE2
- 2024-10-25📄legacyother · AGREEMENT2
- 2024-03-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-03-13📄legacyaccounts · PARENT_ACC
- 2024-03-13📄legacyother · GUARANTEE2
- 2024-03-13📄legacyother · AGREEMENT2
- 2023-09-20📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-09-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-22📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-02-22📄legacyaccounts · PARENT_ACC
- 2023-02-22📄legacyother · GUARANTEE2
- 2023-02-07📄legacyaccounts · PARENT_ACC
- 2023-02-07📄legacyother · GUARANTEE2
- 2023-02-07📄legacyother · AGREEMENT2
- 2023-01-16📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2022-10-20🔓Charge satisfied #3
- 2022-10-20🔓Charge satisfied #2
- 2022-10-20🔓Charge satisfied #1
- 2022-07-01➕STOESSER, Nils Ian appointeddirector
- 2022-07-01➖WHITMORE, David John Ludlow resigneddirector
- 2022-02-08➕COMLEY, Elizabeth Sarah appointeddirector
- 2022-01-31➖WILFORD, Alison Louise resigneddirector
- 2019-01-30➖FOWLIE, Kenneth John resigneddirector
- 2019-01-30➕WILFORD, Alison Louise appointeddirector
- 2018-02-20➕WHITMORE, David John Ludlow appointeddirector
- 2017-12-22🔒Charge registered #3Lender: Glas Trust Corporation Limited
- 2017-06-29➖GRECH, Andrew Alexander resigneddirector
- 2016-03-24➖EVANS, Cathy Diane resigneddirector
- 2016-03-23➕FOWLIE, Kenneth John appointeddirector
- 2015-05-26🔒Charge registered #2Lender: Westpac Banking Corporation as Security Trustee
- 2012-07-09🔒Charge registered #1Lender: Westpac Banking Corporation as Security Trustee
- 2012-04-30➖DEANE, John Patrick resignedsecretary
- 2012-04-30➕EVANS, Cathy Diane appointeddirector
- 2012-04-30➕GRECH, Andrew Alexander appointeddirector
- 2012-04-30➖KINSELLA, Jonathan Neil resigneddirector
- 2012-04-30➖WEBBER, John Martin resigneddirector
- 2008-03-18➕WEBBER, John Martin appointeddirector
- 2008-02-04🏢Company incorporatedAs 4 LEGAL SOLUTIONS LIMITED
- 2008-02-04➕DEANE, John Patrick appointedsecretary
- 2008-02-04➕KINSELLA, Jonathan Neil appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
4 Legal Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
4 Legal Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Glas Trust Corporation Glas Trust Corporation Limited | A registered charge | 5 properties | 22/12/2017 | 20/10/2022 | |
| satisfied | Westpac Banking Corporation as Security Trustee | A registered charge | — | 26/05/2015 | 20/10/2022 | |
| satisfied | Westpac Banking Corporation as Security Trustee | Accession deed | 1 property | 09/07/2012 | 20/10/2022 |