CRANWOOD MORTGAGE SERVICES LIMITED

🌳Matureactive

06501996 · ltd · incorporated 2008-02-12

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2026

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

5 officers (3 active, 5 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

54 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2026-03-31	2025-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2026-05-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-30
📄
capital-variation-of-rights-attached-to-shares
capital · SH10
2021-09-22
📄
capital-alter-shares-subdivision
capital · SH02
2021-09-22
📄
resolution
resolution · RESOLUTIONS
2021-09-22
📄
statement-of-companys-objects
change-of-constitution · CC04
2021-09-21
📄
memorandum-articles
incorporation · MA
2021-09-21
📄
capital-name-of-class-of-shares
capital · SH08
2021-05-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-05-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-04-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-05-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2008-02-14
➕
CRANE, Steven John Terence appointed
secretary
2008-02-14
➕
CRANE, Steven John Terence appointed
director
2008-02-14
➕
HAYWOOD, Stephen Matthew appointed
director
2008-02-13
➖
FORM 10 SECRETARIES FD LTD resigned
corporate-nominee-secretary
2008-02-13
➖
FORM 10 DIRECTORS FD LTD resigned
corporate-nominee-director
2008-02-12
🏢
Company incorporated
As CRANWOOD MORTGAGE SERVICES LIMITED
2008-02-12
➕
FORM 10 SECRETARIES FD LTD appointed
corporate-nominee-secretary
2008-02-12
➕
FORM 10 DIRECTORS FD LTD appointed
corporate-nominee-director

Owner dependency

68/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 18 years.
secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Steven John Terence Crane Individual · British · DOB 01/1969 · age 57	25–50%	—	25-50% shares	01/07/2016
Mr Stephen Matthew Haywood Individual · British · DOB 02/1979 · age 47	25–50%	—	25-50% shares	01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2008-02-12

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Accountancy House

Station Road, Upper Broughton

Melton Mowbray

LE14 3BQ

Filing status

Accounts

Next due: 2027-12-31

Last made up to: 2026-03-31

Confirmation statement

Next due: 2027-02-26

Last: 2026-02-12

Officers (3 active · 2 resigned)

CRANE, Steven John Terence→

secretary · appointed 2008-02-14

View their other companies + combined net worth →

Active

CRANE, Steven John Terence→

director · ~57y · appointed 2008-02-14

View their other companies + combined net worth →

Active

HAYWOOD, Stephen Matthew→

director · ~47y · appointed 2008-02-14

View their other companies + combined net worth →

Active

FORM 10 SECRETARIES FD LTD→

corporate-nominee-secretary · appointed 2008-02-12 · resigned 2008-02-13

Resigned

FORM 10 DIRECTORS FD LTD→

corporate-nominee-director · appointed 2008-02-12 · resigned 2008-02-13

Resigned

Click a director name to see their full track record across all companies.