AVIVA ERFA 15 UK LIMITED
🌳Matureactive
06518135 · ltd · incorporated 2008-02-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 10.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
12 officers (4 active, 12 linked, 9 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2025-06-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-05-21📄legacyaccounts · PARENT_ACC
- 2025-05-21📄legacyother · GUARANTEE2
- 2025-05-21📄legacyother · AGREEMENT2
- 2024-06-01📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-03📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2023-08-15📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-01➕FLETCHER, Bethan Kay appointeddirector
- 2023-06-01➖PRIESTLEY, Richard Joseph resigneddirector
- 2023-06-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-11➕DOWNES, Jonathan appointeddirector
- 2023-04-11➖CURNESS, Jacqueline Marina Julia resigneddirector
- 2022-07-28📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-18➕RAYFIELD, Edward John appointeddirector
- 2021-12-24➖ROWLEY, Nicholas Mark resigneddirector
- 2021-08-22📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-15📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-01➖BYE, Karina Jane resigneddirector
- 2020-12-01➕CURNESS, Jacqueline Marina Julia appointeddirector
- 2018-01-22➕BYE, Karina Jane appointeddirector
- 2017-09-04➕PRIESTLEY, Richard Joseph appointeddirector
- 2017-09-04➖AVIVA UKLAP DE-RISKING LIMITED resignedcorporate-director
- 2016-01-01🔒Charge registered #1Lender: Aviva Annuity UK Limited (03253948)
- 2015-08-12➕AVIVA COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2015-06-30➖AVIVA COMPANY SECRETARIAL SERVICES LIMITED resignedcorporate-secretary
- 2015-06-30➖NEVILLE, Patrick John resigneddirector
- 2015-06-30➕AVIVA UKLAP DE-RISKING LIMITED appointedcorporate-director
- 2015-06-17➕ROWLEY, Nicholas Mark appointeddirector
- 2012-06-11➖BOYLAN, Siobhan Geraldine resigneddirector
- 2012-06-11➕NEVILLE, Patrick John appointeddirector
- 2008-02-28🏢Company incorporatedAs AVIVA ERFA 15 UK LIMITED
- 2008-02-28➕AVIVA COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2008-02-28➕BOYLAN, Siobhan Geraldine appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Aviva Life & Pensions Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aviva Life & Pensions Uk Limited
Corporate parent · holds 75-100% shares · board control
⬇
AVIVA ERFA 15 UK LIMITED
This company · 06518135
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aviva Life & Pensions Uk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/01/2017 |
1 historic (ceased) PSC
- Aviva Annuity Uk Limitedceased 01/01/2017· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALEGRA STRATEGIC LIMITED→ 12386188 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALTIUS IFA LIMITED→ 16310462 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMDINE LTD→ 08820148 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ARDENT IFA LIMITED→ 06014584 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AUTUS LIFETIME PLANNING LIMITED→ 08813223 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AVIVA TRUSTEES UK LIMITED→ 09304239 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AXIS LEISURE LIMITED→ 08492450 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BASTOW & CO LIMITED→ 04943381 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BENENDEN WELLBEING LIMITED→ 08271017 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| BIRD STREET ENTERPRISES LIMITED→ 10355502 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BOON INVESTMENTS LTD→ 13586630 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BOOTHAM PENSIONS AND INVESTMENTS LIMITED→ 10627478 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-02-28
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Aviva
Wellington Row
York
YO90 1WR
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01
Officers (4 active · 8 resigned)
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2015-08-12
View their other companies + combined net worth →
DOWNES, Jonathan→
Activedirector · ~46y · appointed 2023-04-11
View their other companies + combined net worth →
FLETCHER, Bethan Kay→
Activedirector · ~54y · appointed 2023-06-01
View their other companies + combined net worth →
RAYFIELD, Edward John→
Activedirector · ~48y · appointed 2022-01-18
View their other companies + combined net worth →
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2008-02-28 · resigned 2015-06-30
BOYLAN, Siobhan Geraldine→
Resigneddirector · ~57y · appointed 2008-02-28 · resigned 2012-06-11
BYE, Karina Jane→
Resigneddirector · ~54y · appointed 2018-01-22 · resigned 2020-12-01
CURNESS, Jacqueline Marina Julia→
Resigneddirector · ~64y · appointed 2020-12-01 · resigned 2023-04-11
NEVILLE, Patrick John→
Resigneddirector · ~66y · appointed 2012-06-11 · resigned 2015-06-30
PRIESTLEY, Richard Joseph→
Resigneddirector · ~57y · appointed 2017-09-04 · resigned 2023-06-01
ROWLEY, Nicholas Mark→
Resigneddirector · ~62y · appointed 2015-06-17 · resigned 2021-12-24
AVIVA UKLAP DE-RISKING LIMITED→
Resignedcorporate-director · appointed 2015-06-30 · resigned 2017-09-04
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aviva Annuity UK (03253948) Aviva Annuity UK Limited (03253948) | A registered charge | — | 01/01/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (78 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-06-13
legacy
accounts · PARENT_ACC
2025-05-21
legacy
other · GUARANTEE2
2025-05-21
legacy
other · AGREEMENT2
2025-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-01
accounts-with-accounts-type-full
accounts · AA
2024-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-01
change-corporate-secretary-company-with-change-date
officers · CH04
2024-04-03
accounts-with-accounts-type-full
accounts · AA
2023-08-15
appoint-person-director-company-with-name-date
officers · AP01
2023-06-01
termination-director-company-with-name-termination-date
officers · TM01
2023-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-02
appoint-person-director-company-with-name-date
officers · AP01
2023-04-14
termination-director-company-with-name-termination-date
officers · TM01
2023-04-13