COASTAL CHILD & ADULT THERAPEUTIC SERVICE LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 82/100 (exceptional), bankability 57/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 18.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £250.3k | £209.2k |
| Current assets | £340.8k | £285.5k |
| Cash | £3.6k | £45.7k |
| Debtors | £337.1k | £239.8k |
| Net assets | £119.9k | £50.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 mortgage
- • 1 mortgage
- • 1 mortgage
Corporate timeline (30 events)Click to expand
- 2026-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-30🔒Charge registered #4Lender: Rbs Invoice Finance Limited
- 2025-12-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-06-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-06-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-08-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-13🔒Charge registered #3Lender: National Westminster Bank Public Limited Company
- 2021-04-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-11-28📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2018-12-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-09-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-05-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-16➖GRACE, William John resigneddirector
- 2018-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-03-12➕KERSHAW, Julie Annette appointeddirector
- 2017-12-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2011-02-01➕GRACE, William John appointeddirector
- 2010-10-29🔒Charge registered #2Lender: Rbs Invoice Finance Limited
- 2010-01-15➕SMITH, Mark Clifford appointedsecretary
- 2010-01-15➖KERSHAW, Julie Annette resignedsecretary
- 2010-01-15➖KERSHAW, Julie Annette resigneddirector
- 2008-05-30🔒Charge registered #1Lender: National Westminster Bank PLC
- 2008-04-07🏢Company incorporatedAs COASTAL CHILD & ADULT THERAPEUTIC SERVICE LIMITED
- 2008-04-07➕BOOTH, Stephen Anthony appointeddirector
- 2008-04-07➕KERSHAW, Julie Annette appointedsecretary
- 2008-04-07➕KERSHAW, Julie Annette appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Anthony Booth Individual · British · DOB 07/1957 · age 69 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 04/08/2016 |
1 historic (ceased) PSC
- Mr William John Graceceased 01/06/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | NatWest Group Rbs Invoice Finance Limited | A registered charge | — | 30/06/2026 | — | |
| outstanding | National Westminster Bank Public Company National Westminster Bank Public Limited Company | A registered charge | — | 13/08/2021 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | All assets debenture | 1 property | 29/10/2010 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 30/05/2008 | — |