A G MORTGAGE SERVICES LIMITED
🌳Matureactive
06566454 · ltd · incorporated 2008-04-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-29 | 2024-04-30 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
- • 1 address
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-08-07📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-07-08📄gazette-notice-compulsorygazette · GAZ1
- 2025-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-14📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2022-07-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-07-05📄gazette-notice-compulsorygazette · GAZ1
- 2021-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-21📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-06-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-05-01➕USTUN GREER, Melike appointeddirector
- 2008-04-15🏢Company incorporatedAs A G MORTGAGE SERVICES LIMITED
- 2008-04-15➕GREER, Andrew Neil appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +No director turnover: Company is 18 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Andrew Neil Greer Individual · British · DOB 10/1973 · age 53 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Melike Ustun Greer Individual · Turkish · DOB 10/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · DA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A W S FINANCIAL SERVICES LIMITED→ 09667966 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACCENT PARTNERS LIMITED→ 13167788 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACORN TO OAK BUSINESS FINANCE LIMITED→ 12490073 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AEQUUS TECHNICAL ADJUSTING LIMITED→ 09620919 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AGA CORPORATE BROKING LIMITED→ 16421882 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGILE FUNDING4U LIMITED→ 15399866 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AIM HOUSE INVESTMENTS LIMITED→ 09298295 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AIP FINANCIAL SERVICES LIMITED→ 11562220 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AJK WITTERS LIMITED→ 16992945 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALC DEPOSITS LTD→ 16539307 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALEXANDER MORTGAGE SERVICES LIMITED→ 16877265 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALFIE SCOTT CONSULTING LIMITED→ 13781873 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-04-15
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Onega House
112 Main Road
Sidcup
Kent
DA14 6NE
United Kingdom
Filing status
Accounts
Next due: 2027-01-29
Last made up to: 2025-04-29
Confirmation statement
Next due: 2027-05-02
Last: 2026-04-18
Officers (2 active · 0 resigned)
GREER, Andrew Neil→
Activedirector · ~53y · appointed 2008-04-15
View their other companies + combined net worth →
USTUN GREER, Melike→
Activedirector · ~40y · appointed 2016-05-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (62 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-31
gazette-filings-brought-up-to-date
gazette · DISS40
2025-09-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-03
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-08-07
gazette-notice-compulsory
gazette · GAZ1
2025-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-29