ACCURA FINANCE LIMITED
Opportunity 50/100 (worth a look), bankability 50/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.
Refinance opportunity
2 live charges · 2 lenders · oldest 17.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 17.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (67 events)Click to expand
- 2023-01-25⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2023-01-25🏁Company dissolved
- 2022-10-25⚠️liquidation-voluntary-creditors-return-of-final-meetinginsolvency · LIQ14
- 2021-10-28⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2021-06-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-11➖RICHARDS, Michael William resigneddirector
- 2020-12-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-12-01⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2019-11-12⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2018-09-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-09-17⚠️liquidation-voluntary-statement-of-affairsinsolvency · LIQ02
- 2018-09-17⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2018-09-17📄resolutionresolution · RESOLUTIONS
- 2018-09-17⚠️liquidation-receiver-abstract-of-receipts-and-payments-with-brought-down-dateinsolvency · REC2
- 2018-09-17⚠️liquidation-receiver-cease-to-act-receiverinsolvency · RM02
- 2018-09-17⚠️liquidation-receiver-cease-to-act-receiverinsolvency · RM02
- 2018-08-24⚠️liquidation-receiver-appointment-of-receiverinsolvency · RM01
- 2018-02-08➖WILLIAMS, David John resigneddirector
- 2018-02-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-02-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-02-05➕MADDISON, Stuart David appointeddirector
- 2018-01-11➕RICHARDS, Michael William appointeddirector
- 2018-01-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-01-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-12-31➖WALKER, Heath Lee resigneddirector
- 2017-12-21📄termination-director-companyofficers · TM01
- 2017-12-20➖BIDDULPH, Michael resigneddirector
- 2017-12-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-10-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-07-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-07-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-06-30➖BARR, Francis Alexander resigneddirector
- 2017-06-30➖JOSS, William Alexander resigneddirector
- 2017-06-30➕WALKER, Heath Lee appointeddirector
- 2017-04-21➖FRASER, Wayne Francis resigneddirector
- 2016-09-23➕FRASER, Wayne Francis appointeddirector
- 2016-07-13🔒Charge registered #2Lender: Hsbc Bank PLC
- 2015-11-18➖NUNN, Jason Robert resigneddirector
- 2015-05-23➖GRANT, Ian Douglas resigneddirector
- 2015-04-13➖RUGEN, Robert John resigneddirector
- 2015-04-11➕BARR, Francis Alexander appointeddirector
- 2015-04-10➖CHISHOLM, Iain Macdonald resigneddirector
- 2015-02-23➖SHOOSMITHS SECRETARIES LIMITED resignedcorporate-secretary
- 2015-01-21➕RUGEN, Robert John appointeddirector
- 2014-11-28➕WILLIAMS, David John appointeddirector
- 2014-06-30➖RALPH, Daniel Oliver resigneddirector
- 2014-06-25➕CHISHOLM, Iain Macdonald appointeddirector
- 2014-05-28➕BIDDULPH, Michael appointeddirector
- 2014-05-28➖PATEL, Mehul resigneddirector
- 2014-01-23➕JOSS, William Alexander appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2023-01-25
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2023-01-25: gazette-dissolved-liquidation; 2022-10-25: liquidation-voluntary-creditors-return-of-final-meeting
Group structure
Accura Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Accura Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 19 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 13/07/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC as Agent and Trustee for the Finance Parties (The Security Trustee) | Debenture | 1 property | 15/08/2008 | — |