5-9 CITY GARDEN ROW LIMITED
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
9 live charges · 2 lenders · oldest 13.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (44 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-02-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-31🔒Charge registered #9Lender: Investec Bank PLC
- 2025-01-31🔒Charge registered #8Lender: Investec Bank PLC
- 2025-01-31🔓Charge satisfied #7
- 2025-01-31🔓Charge satisfied #6
- 2025-01-31🔓Charge satisfied #5
- 2025-01-31🔓Charge satisfied #4
- 2024-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-05📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-04-30📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2020-11-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-09-30🔒Charge registered #7Lender: Lloyds Bank PLC
- 2016-08-11🔓Charge satisfied #3
- 2016-08-11🔓Charge satisfied #2
- 2016-08-11🔓Charge satisfied #1
- 2015-06-29🔒Charge registered #6Lender: Lloyds Bank PLC
- 2015-06-29🔒Charge registered #5Lender: Lloyds Bank PLC
- 2015-06-29🔒Charge registered #4Lender: Lloyds Bank PLC
- 2013-04-30🔒Charge registered #3Lender: Investec Bank PLC
- 2013-04-30🔒Charge registered #2Lender: Investec Bank PLC
- 2013-04-30🔒Charge registered #1Lender: Investec Bank PLC
- 2013-04-12➖KILIKITA, Russell George resigneddirector
- 2008-06-24🏢Company incorporatedAs 5-9 CITY GARDEN ROW LIMITED
- 2008-06-24➕PATEL, Chirag Rajendraprasad appointedsecretary
- 2008-06-24➕MONTANARO, Frank Carlos appointeddirector
- 2008-06-24➕BOLTON, Cynthia appointedsecretary
- 2008-06-24➖BOLTON, Cynthia resignedsecretary
- 2008-06-24➕CARA, Helen Bina appointeddirector
- 2008-06-24➖CARA, Helen Bina resigneddirector
- 2008-06-24➕KILIKITA, Russell George appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Noble House Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Noble House Investments Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 07/01/2025 |
1 historic (ceased) PSC
- The Noble House Group Limitedceased 07/01/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · W postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4E SERVICES LTD→ 15742743 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4K ESTATE LIMITED→ 11725001 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4KC DEVELOPMENTS LIMITED→ 14552747 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4UNIMATE BOILERS AND BATHROOMS LIMITED→ 16840776 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5 MERCHANT SQUARE (GENERAL PARTNER) LIMITED→ 05911088 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 5 MERCHANT SQUARE (NOMINEE) LIMITED→ 05911117 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 5 RICH JOINERY LTD→ 15957921 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 51-54 GRACECHURCH STREET (NO.2) LIMITED→ 04156647 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| 54 PORCHESTER PLACE LIMITED→ 11008217 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 57 RUTLAND STREET LIMITED→ 09691931 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 59-60 BELSIZE PARK LIMITED→ 12155632 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 5K INVESTMENTS LIMITED→ 13256927 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 31/01/2025 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 2 properties | 31/01/2025 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 30/09/2016 | 31/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 29/06/2015 | 31/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 29/06/2015 | 31/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 29/06/2015 | 31/01/2025 | |
| satisfied | Investec Bank Investec Bank PLC | A registered charge | 1 property | 30/04/2013 | 11/08/2016 | |
| satisfied | Investec Bank Investec Bank PLC | A registered charge | 1 property | 30/04/2013 | 11/08/2016 | |
| satisfied | Investec Bank Investec Bank PLC | A registered charge | 1 property | 30/04/2013 | 11/08/2016 |