IFA CONSULTANTS LIMITED

💤Zombieactive
06630458 · ltd · incorporated 2008-06-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (1 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees-200-300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2025-05-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-08-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2023-03-14
    ➖
    OLLEY, Jayne Roslyn resigned
    director
  6. 2023-03-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2022-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-07-12
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2022-07-07
    ➖
    KEYWOOD, Deborah Jane resigned
    director
  10. 2022-07-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2022-07-07
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2022-07-06
    ➖
    KEYWOOD, Robert Gordon resigned
    director
  13. 2021-06-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2021-04-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2021-04-28
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  16. 2021-03-05
    ➕
    OLLEY, Stephen Andrew appointed
    director
  17. 2021-03-05
    ➕
    KEYWOOD, Robert Gordon appointed
    director
  18. 2021-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2021-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2021-01-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2021-01-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2021-01-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2021-01-22
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  24. 2021-01-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  25. 2020-09-11
    ➖
    KEYWOOD, Robert Gordon resigned
    secretary
  26. 2020-09-11
    ➕
    KEYWOOD, Deborah Jane appointed
    director
  27. 2020-09-11
    ➖
    KEYWOOD, Robert Gordon resigned
    director
  28. 2020-09-11
    ➕
    OLLEY, Jayne Roslyn appointed
    director
  29. 2020-09-11
    ➖
    OLLEY, Stephen Andrew resigned
    director
  30. 2019-12-31
    ➕
    KEYWOOD, Robert Gordon appointed
    secretary
  31. 2019-12-31
    ➖
    TOMLINSON, Lynn resigned
    secretary
  32. 2019-12-31
    ➕
    KEYWOOD, Robert Gordon appointed
    director
  33. 2019-12-31
    ➕
    OLLEY, Stephen Andrew appointed
    director
  34. 2019-12-31
    ➖
    TOMLINSON, Paul Brian resigned
    director
  35. 2008-06-26
    🏢
    Company incorporated
    As IFA CONSULTANTS LIMITED
  36. 2008-06-26
    ➕
    TOMLINSON, Lynn appointed
    secretary
  37. 2008-06-26
    ➕
    TOMLINSON, Paul Brian appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Stephen Andrew Olley
Individual · British · DOB 01/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting31/12/2019
2 historic (ceased) PSCs
  • Mr Robert Gordon Keywoodceased 06/07/2022· 25-50% shares · 25-50% voting
  • Mr Paul Brian Tomlinsonceased 31/12/2019· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-06-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1st Floor East Suite The Waterfront
Salts Mill Road
Shipley
BD17 7TD
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-27
Last: 2026-01-13

Officers (1 active · 8 resigned)

OLLEY, Stephen Andrew→
director · ~63y · appointed 2021-03-05
View their other companies + combined net worth →
Active
KEYWOOD, Robert Gordon→
secretary · appointed 2019-12-31 · resigned 2020-09-11
Resigned
TOMLINSON, Lynn→
secretary · appointed 2008-06-26 · resigned 2019-12-31
Resigned
KEYWOOD, Deborah Jane→
director · ~60y · appointed 2020-09-11 · resigned 2022-07-07
Resigned
KEYWOOD, Robert Gordon→
director · ~65y · appointed 2021-03-05 · resigned 2022-07-06
Resigned
KEYWOOD, Robert Gordon→
director · ~65y · appointed 2019-12-31 · resigned 2020-09-11
Resigned
OLLEY, Jayne Roslyn→
director · ~55y · appointed 2020-09-11 · resigned 2023-03-14
Resigned
OLLEY, Stephen Andrew→
director · ~63y · appointed 2019-12-31 · resigned 2020-09-11
Resigned
TOMLINSON, Paul Brian→
director · ~68y · appointed 2008-06-26 · resigned 2019-12-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (67 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-21
termination-director-company-with-name-termination-date
officers · TM01
2023-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-16
termination-director-company-with-name-termination-date
officers · TM01
2022-07-12
termination-director-company-with-name-termination-date
officers · TM01
2022-07-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-04