ADEPT LOCUMS LIMITED
🌳Matureactive
06632389 · ltd · incorporated 2008-06-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£52.1k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Hospital activities
Sector: Human health & social work
ALSO REGISTERED FOR
- 86210General medical practice activities
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 17.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 17.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
18 officers (4 active, 18 linked, 12 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £52,123
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
↓ 14% YoY
Net Worth
£52k
↑ 78% YoY
Current Assets
£74k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £62.0k | £64.1k |
| Current assets | £74.4k | £90.6k |
| Cash | £4.0k | £4.6k |
| Debtors | £70.4k | £85.9k |
| Net assets | £52.1k | £29.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
3
filings
- • 1 confirmation-statement
- • 1 mortgage
- • 1 address
Last 180 days
9
filings
- • 4 officers
- • 3 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (60 events)Click to expand
- 2026-06-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-06-18🔓Charge satisfied #3
- 2026-05-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-03-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-10📄change-corporate-director-company-with-change-dateofficers · CH02
- 2026-02-10📄change-corporate-director-company-with-change-dateofficers · CH02
- 2026-02-10📄change-corporate-director-company-with-change-dateofficers · CH02
- 2026-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-09➕ADEPT MEDICAL appointedcorporate-director
- 2025-07-09➕ADEPT MEDICAL SOLUTIONS appointedcorporate-director
- 2025-07-09➕GM LOCUMS appointedcorporate-director
- 2025-07-09➖EL-CHARIF, Rachel Margaret Frances resigneddirector
- 2025-07-09➖EL-CHARIF, Richard Thomas resigneddirector
- 2025-07-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-09📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2025-07-09📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2025-07-09📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2025-06-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-13➖ADEPT MEDICAL LIMITED resignedcorporate-director
- 2025-06-13➖ADEPT MEDICAL SOLUTIONS LIMITED resignedcorporate-director
- 2025-06-13➖GM LOCUMS LTD resignedcorporate-director
- 2025-06-12➕EL-CHARIF, Rachel Margaret Frances appointeddirector
- 2025-06-12➕EL-CHARIF, Richard Thomas appointeddirector
- 2024-09-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-10➖EL-CHARIF, Farideh Sylvia resigneddirector
- 2021-08-10➖EL-CHARIF, Rachel Margaret Frances resigneddirector
- 2021-08-10➖EL-CHARIF, Richard Chehadeh resigneddirector
- 2021-08-10➕ADEPT MEDICAL LIMITED appointedcorporate-director
- 2021-08-10➕ADEPT MEDICAL SOLUTIONS LIMITED appointedcorporate-director
- 2021-08-10➕GM LOCUMS LTD appointedcorporate-director
- 2017-11-17➕EL-CHARIF, Farideh Sylvia appointeddirector
- 2017-11-17➕EL-CHARIF, Rachel Margaret Frances appointeddirector
- 2017-11-17➕EL-CHARIF, Richard Chehadeh appointeddirector
- 2017-10-27➖EL-CHARIF, Farideh Sylvia resigneddirector
- 2017-10-27➖EL-CHARIF, Rachel Margaret Frances resigneddirector
- 2017-10-27➖EL-CHARIF, Richard Chehadeh resigneddirector
- 2016-04-02➕EL-CHARIF, Rachel Margaret Frances appointeddirector
- 2015-07-02➖EL-CHARIF, Rachel Margaret Frances resigneddirector
- 2014-11-10➖EL-CHARIF, Fadi resigneddirector
- 2014-07-21🔒Charge registered #3Lender: Hitachi Capital (UK) PLC
- 2014-02-13🔓Charge satisfied #2
- 2014-02-10➕EL-CHARIF, Farideh Sylvia appointeddirector
Showing most recent 50 of 60 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "LOCUMS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Shadi El-Charif Individual · British · DOB 11/1971 · age 55 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · MK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPINE SMART HEALTHCARE LTD→ 12391621 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AM ORTHODONTICS LTD→ 11107860 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMALKALI HEALTHCARE LIMITED→ 13187718 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AMANDA AND DAUGHTERS LIMITED→ 09800640 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AMERRIS LIMITED→ 11998292 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMO HEALTHCARE LIMITED→ 08406634 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| AMPTHILL OSTEOPATHY LIMITED→ 06959553 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ANASTASIA HEALTHCARE LTD→ 15875476 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDICIA HEALTHCARE SERVICES LIMITED→ 08862596 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ANDREW DAVIDSON CONSULTING LTD→ 13212418 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ANDREWDENT LTD→ 14023570 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ANEKS LTD→ 16800914 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-06-27
Jurisdictionengland-wales
Primary SIC86101 — Hospital activities
Registered office
11 Penhale Close
Tattenhoe
Milton Keynes
MK4 3DZ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-06-27
Last: 2026-06-13
Officers (4 active · 14 resigned)
EL-CHARIF, Shadi→
Activedirector · ~55y · appointed 2011-05-11
View their other companies + combined net worth →
ADEPT MEDICAL→
Activecorporate-director · appointed 2025-07-09
View their other companies + combined net worth →
ADEPT MEDICAL SOLUTIONS→
Activecorporate-director · appointed 2025-07-09
View their other companies + combined net worth →
GM LOCUMS→
Activecorporate-director · appointed 2025-07-09
View their other companies + combined net worth →
EL-CHARIF, Fadi→
Resigneddirector · ~52y · appointed 2011-05-11 · resigned 2014-11-10
EL-CHARIF, Farideh Sylvia→
Resigneddirector · ~82y · appointed 2017-11-17 · resigned 2021-08-10
EL-CHARIF, Farideh Sylvia→
Resigneddirector · ~82y · appointed 2014-02-10 · resigned 2017-10-27
EL-CHARIF, Nadine Nicole, Ms.→
Resigneddirector · ~46y · appointed 2008-06-27 · resigned 2012-03-26
EL-CHARIF, Rachel Margaret Frances→
Resigneddirector · ~53y · appointed 2025-06-12 · resigned 2025-07-09
EL-CHARIF, Rachel Margaret Frances→
Resigneddirector · ~53y · appointed 2017-11-17 · resigned 2021-08-10
EL-CHARIF, Rachel Margaret Frances→
Resigneddirector · ~53y · appointed 2016-04-02 · resigned 2017-10-27
EL-CHARIF, Rachel Margaret Frances→
Resigneddirector · ~53y · appointed 2014-02-10 · resigned 2015-07-02
EL-CHARIF, Richard Thomas→
Resigneddirector · ~25y · appointed 2025-06-12 · resigned 2025-07-09
EL-CHARIF, Richard Chehadeh→
Resigneddirector · ~88y · appointed 2017-11-17 · resigned 2021-08-10
EL-CHARIF, Richard Chehadeh→
Resigneddirector · ~88y · appointed 2014-02-10 · resigned 2017-10-27
ADEPT MEDICAL LIMITED→
Resignedcorporate-director · appointed 2021-08-10 · resigned 2025-06-13
ADEPT MEDICAL SOLUTIONS LIMITED→
Resignedcorporate-director · appointed 2021-08-10 · resigned 2025-06-13
GM LOCUMS LTD→
Resignedcorporate-director · appointed 2021-08-10 · resigned 2025-06-13
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Hitachi Capital (UK) Hitachi Capital (UK) PLC | A registered charge | 1 property | 21/07/2014 | 18/06/2026 | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | All assets debenture | 1 property | 23/07/2010 | 13/02/2014 | |
| satisfied | Close Invoice Finance Close Invoice Finance Limited | Charge by way of debenture | 1 property | 18/08/2008 | 29/07/2010 |
Recent filings (92 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-20
mortgage-satisfy-charge-full
mortgage · MR04
2026-06-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-26
change-corporate-director-company-with-change-date
officers · CH02
2026-02-10
change-corporate-director-company-with-change-date
officers · CH02
2026-02-10
change-corporate-director-company-with-change-date
officers · CH02
2026-02-10
change-person-director-company-with-change-date
officers · CH01
2026-02-10
termination-director-company-with-name-termination-date
officers · TM01
2025-07-09
termination-director-company-with-name-termination-date
officers · TM01
2025-07-09
appoint-corporate-director-company-with-name-date
officers · AP02
2025-07-09
appoint-corporate-director-company-with-name-date
officers · AP02
2025-07-09
appoint-corporate-director-company-with-name-date
officers · AP02
2025-07-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-16