ECO ASSET FINANCE LIMITED
🌳Matureactive
06649664 · ltd · incorporated 2008-07-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-03-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-10-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-04-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-04-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-04-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-04-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-04-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-04-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-04-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-08-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-04-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-08-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2008-07-17🏢Company incorporatedAs ECO ASSET FINANCE LIMITED
- 2008-07-17➕DICK, Julie appointedsecretary
- 2008-07-17➕DAY, Frank appointeddirector
- 2008-07-17➕DICK, Julie appointeddirector
- 2008-07-17➕PARSONS, Malcolm Frederick appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Frank Day Individual · British · DOB 07/1979 · age 47 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence | 06/04/2016 |
Mrs Julie Dick Individual · British · DOB 02/1972 · age 54 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence | 06/04/2016 |
Mr Malcolm Frederick Parsons Individual · British · DOB 10/1965 · age 61 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CYPRESSA M15 LIMITED→ 13315042 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DAVIES-COUSINS COMPLIANCE LTD→ 15605476 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| EICHLER PROPERTY LTD→ 10833713 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ENITOR LTD→ 13013415 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ENVELOP CORPORATE CAPITAL LTD→ 12222508 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ENVELOP RISK ANALYTICS LIMITED→ 10531277 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ENVELOP RISK SERVICES LIMITED→ 13951819 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ETHOKEN CAR RENTAL LTD→ 15935132 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| EUREKA INTERNATIONAL GOLD UK LIMITED→ 16456866 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EUROPA GROUP LIMITED→ 03279177 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| EUROPA UNDERWRITING LIMITED→ 03872760 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| EVENTUAL LIMITED→ 05725829 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-07-17
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing
Registered office
Westbury Court Church Road
Westbury-On-Trym
Bristol
BS9 3EF
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-31
Last: 2025-07-17
Officers (4 active · 0 resigned)
Active
Active
Active
PARSONS, Malcolm Frederick→
Activedirector · ~61y · appointed 2008-07-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (39 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-18
accounts-with-accounts-type-dormant
accounts · AA
2024-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-26
accounts-with-accounts-type-dormant
accounts · AA
2023-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-01
accounts-with-accounts-type-dormant
accounts · AA
2023-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-18
accounts-with-accounts-type-dormant
accounts · AA
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-23
accounts-with-accounts-type-dormant
accounts · AA
2021-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-29
accounts-with-accounts-type-dormant
accounts · AA
2020-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-07-17