4M JEWELLERS LIMITED
🌳Matureactive
06669081 · ltd · incorporated 2008-08-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 5.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 |
|---|---|
| Average employees | 3100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-09-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-01-24📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2025-01-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-04-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-17🔒Charge registered #3Lender: Morgan Lloyd Trustees Limited as Trustee of the Mann Pension Scheme
- 2024-01-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-03-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-06-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-22🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2021-10-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-02-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-01-25📄accounts-amended-with-accounts-type-dormantaccounts · AAMD
- 2020-12-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-26🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2019-10-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-08➖ELLIS, Richard Jeremy resigneddirector
- 2010-11-16➕ELLIS, Richard Jeremy appointeddirector
- 2008-09-24➕MELLOR, Michael George Ernest appointeddirector
- 2008-08-11🏢Company incorporatedAs 4M JEWELLERS LIMITED
- 2008-08-11➕MANN, William Miles Kruger appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
4m Jewellers Management Ltd holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️
4m Jewellers Management Ltd
Corporate parent
⬇
4M JEWELLERS LIMITED
This company · 06669081
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
4m Jewellers Management Ltd Corporate entity | — | — | sig. influencesignificant influence | 04/12/2023 |
Mr William Miles Kruger Mann Individual · British · DOB 05/1965 · age 61 | — | — | sig. influencesignificant influence | 04/01/2021 |
1 historic (ceased) PSC
- Miles Mann Limitedceased 04/01/2021· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 14 PROJECTS LIMITED→ 14198097 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3C RESOURCING LIMITED→ 15251648 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A.CLARKE DESIGN LTD→ 10208999 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AA PROPTECH CONSULTING LTD→ 16242427 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AADOUGLAS LIMITED→ 09272470 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABINGER WATCHES LTD→ 16484573 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABINOR CONSULTING LIMITED→ 07916674 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ABJC LTD→ 15471010 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABZ COST LTD→ 15994132 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACB AUDIT LIMITED→ 15811347 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCELERATIO LIMITED→ 15365321 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCESS77 LTD→ 11546710 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-08-11
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
5 Southgate Street
Gloucester
Gloucestershire
GL1 1TG
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-12-01
Last: 2025-11-17
Officers (2 active · 1 resigned)
MANN, William Miles Kruger→
Activedirector · ~61y · appointed 2008-08-11
View their other companies + combined net worth →
MELLOR, Michael George Ernest→
Activedirector · ~60y · appointed 2008-09-24
View their other companies + combined net worth →
ELLIS, Richard Jeremy→
Resigneddirector · ~59y · appointed 2010-11-16 · resigned 2017-05-08
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Morgan Lloyd Trustees as Trustee of the Mann Pension Scheme / William Mann as Trustee of the Mann Pension Scheme Morgan Lloyd Trustees Limited as Trustee of the Mann Pension Scheme / William Mann as Trustee of the Mann Pension Scheme | A registered charge | 9 properties | 17/04/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 22/06/2022 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 26/11/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-09-23
accounts-amended-with-made-up-date
accounts · AAMD
2025-01-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-01-31
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-16