BOWE DAIRY FARMING COMPANY LIMITED
🌳Matureactive
06706871 · ltd · incorporated 2008-09-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£1.82M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 01410
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 17.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 17.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,818,791
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1.8m
↑ 43% YoY
Current Assets
£1.7m
↓ 7.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £5.50M | £4.89M |
| Current assets | £1.73M | £1.86M |
| Debtors | £425.9k | £476.2k |
| Net assets | £1.82M | £1.27M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-21📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2022-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-18🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2020-11-18🔒Charge registered #3Lender: Hsbc UK Bank PLC
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-06-02🔓Charge satisfied #1
- 2014-05-19🔒Charge registered #2Lender: Hsbc Bank PLC
- 2009-01-20🔒Charge registered #1Lender: National Westminster Bank PLC
- 2008-09-24🏢Company incorporatedAs BOWE DAIRY FARMING COMPANY LIMITED
- 2008-09-24➕BOWE, Donna appointeddirector
- 2008-09-24➕BOWE, George Michael appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BOWE" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 18 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George Michael Bowe Individual · British · DOB 07/1963 · age 63 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/07/2022 |
1 historic (ceased) PSC
- Mrs Donna Boweceased 01/09/2023· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BIGGART FORESTRY SERVICES LTD→ 13482521 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BLENCOGO HOUSE FARM LIMITED→ 04514544 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| BOLTON LODGE FARMS LIMITED→ 03873240 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BOLTON'S DAIRY LTD→ 14161933 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BOW FARMS LIMITED→ 06670136 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| BOWNESS FARMS LIMITED→ 05719617 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| BRACKENBARROW FARM LIMITED→ 06884474 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BRACKENBURGH HOME FARM LIMITED→ 15510392 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BRAYSHAW FARM CONTRACTING LIMITED→ 15248826 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRITISH ROUGE DE L'OUEST SHEEP SOCIETY→ 02175561 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| BROOKS SIBLINGS LTD→ 16451204 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BROOMDYKES FARMS LIMITED→ 00997502 · est 1970 · no financials extracted | — | — | — | — | 55y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-09-24
Jurisdictionengland-wales
Primary SIC01410 — SIC 01410
Registered office
Wiza House
Station Road
Wigton
Cumbria
CA7 9BA
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30
Officers (2 active · 0 resigned)
Active
BOWE, George Michael→
Activedirector · ~63y · appointed 2008-09-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 18/11/2020 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 18/11/2020 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | — | 19/05/2014 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 20/01/2009 | 02/06/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-09-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-09-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-09-21
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2022-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-20