ABSOLUTE INSURANCE BROKERS LIMITED
🌳Matureactive
06718763 · ltd · incorporated 2008-10-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 17.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 17.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
15 officers (3 active, 15 linked, 11 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
100 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 3 officers
Last 90 days
4
filings
- • 3 officers
- • 1 accounts
Last 180 days
8
filings
- • 6 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (55 events)Click to expand
- 2026-05-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-21➕FIRMIN, Katherine appointeddirector
- 2026-05-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-20➖YEANDLE, James resigneddirector
- 2026-05-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-19➕LOWE, Scott appointeddirector
- 2026-03-23📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2026-02-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-13➖LENIHAN, Noel Christopher resigneddirector
- 2026-01-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-26➖DALLMAN, Michael resigneddirector
- 2025-12-23➖LYMPANY, Richard resigneddirector
- 2025-12-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-03➖TUPLIN, Richard resigneddirector
- 2025-11-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-20➕TUPLIN, Richard appointeddirector
- 2025-11-20➕YEANDLE, James appointeddirector
- 2025-07-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-09📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-12-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-12-03➕ARDONAGH CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2024-11-27➖GOLDSTONE, Sindy resignedsecretary
- 2024-05-10➖MERTON, Warren Paul resigneddirector
- 2024-05-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-29📄legacyaccounts · PARENT_ACC
- 2023-11-29📄legacyother · GUARANTEE2
- 2023-11-29📄legacyother · AGREEMENT2
- 2023-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-07📄legacyaccounts · PARENT_ACC
- 2023-02-07📄legacyother · GUARANTEE2
- 2023-02-07📄legacyother · AGREEMENT2
- 2021-11-12🔓Charge satisfied #2
- 2021-11-11🔒Charge registered #3Lender: Cba Corporate Services (Nsw) Pty LTD as Security Trustee
- 2021-02-17➕LENIHAN, Noel Christopher appointeddirector
- 2020-11-06🔒Charge registered #2Lender: Lucid Trustee Services Limited as Security Trustee
- 2020-10-16➖DALLMAN, Michael resignedsecretary
- 2020-10-16➕GOLDSTONE, Sindy appointedsecretary
- 2020-10-16➕LENIHAN, Noel Christopher appointeddirector
- 2020-10-16➖LENIHAN, Noel Christopher resigneddirector
- 2020-10-02🔓Charge satisfied #1
- 2009-06-09🔒Charge registered #1Lender: National Westminster Bank PLC
- 2009-03-19➖HILLS, Ian David resigneddirector
- 2009-03-17➕DALLMAN, Michael appointedsecretary
- 2009-03-17➕DALLMAN, Michael appointeddirector
- 2009-03-17➕LYMPANY, Richard appointeddirector
- 2009-03-17➕MERTON, Warren Paul appointeddirector
- 2008-10-08🏢Company incorporatedAs ABSOLUTE INSURANCE BROKERS LIMITED
Showing most recent 50 of 55 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·5 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DALLMAN, Michael resigned 2026-01-26; LENIHAN, Noel Christopher resigned 2026-02-13; LYMPANY, Richard resigned 2025-12-23
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Psc Uk Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Psc Uk Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
ABSOLUTE INSURANCE BROKERS LIMITED
This company · 06718763
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Psc Uk Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/10/2020 |
2 historic (ceased) PSCs
- Mr Michael Dallmanceased 16/10/2020· 25-50% shares · 25-50% voting
- Mr Richard Lympanyceased 16/10/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ADDINGTON SELSDON LTD→ 15566606 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AFG SARAFI LTD→ 11908161 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALPHACAP LTD→ 09573978 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ARCH CONSULTANTS AVIS LIMITED→ 13741666 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ATKINS SPECIAL RISKS LIMITED→ 03115898 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| AVOCADO CAPITAL LIMITED→ 14271307 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AWP ASSISTANCE UK LTD→ 01710361 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| AYONE FINANCIAL LTD→ 16376728 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BA ENTERPRISES EUROPE LTD→ 04259294 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BAXTER HEALTHCARE PENSION PLAN TRUSTEES LIMITED→ 00665938 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| BIG SKY HOLDINGS LTD→ 16438842 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-10-08
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Airport House
Purley Way
Croydon
CR0 0XZ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2027-01-07
Last: 2025-12-24
Officers (3 active · 12 resigned)
ARDONAGH CORPORATE SECRETARY LIMITED→
Activecorporate-secretary · appointed 2024-12-03
View their other companies + combined net worth →
FIRMIN, Katherine→
Activedirector · ~48y · appointed 2026-05-21
View their other companies + combined net worth →
Active
DALLMAN, Michael→
Resignedsecretary · appointed 2009-03-17 · resigned 2020-10-16
GOLDSTONE, Sindy→
Resignedsecretary · appointed 2020-10-16 · resigned 2024-11-27
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2008-10-08 · resigned 2008-10-08
DALLMAN, Michael→
Resigneddirector · ~47y · appointed 2009-03-17 · resigned 2026-01-26
DAVIES, Dunstana Adeshola→
Resigneddirector · ~72y · appointed 2008-10-08 · resigned 2008-10-08
HILLS, Ian David→
Resigneddirector · ~47y · appointed 2008-10-08 · resigned 2009-03-19
LENIHAN, Noel Christopher→
Resigneddirector · ~58y · appointed 2021-02-17 · resigned 2026-02-13
LENIHAN, Noel Christopher→
Resigneddirector · ~58y · appointed 2020-10-16 · resigned 2020-10-16
LYMPANY, Richard→
Resigneddirector · ~52y · appointed 2009-03-17 · resigned 2025-12-23
MERTON, Warren Paul→
Resigneddirector · ~52y · appointed 2009-03-17 · resigned 2024-05-10
TUPLIN, Richard→
Resigneddirector · ~50y · appointed 2025-11-20 · resigned 2025-12-03
YEANDLE, James→
Resigneddirector · ~43y · appointed 2025-11-20 · resigned 2026-05-20
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Cba Corporate Services (Nsw) Pty as Security Trustee Cba Corporate Services (Nsw) Pty LTD as Security Trustee | A registered charge | 1 property | 11/11/2021 | — | |
| satisfied | Lucid Trustee Services as Security Trustee Lucid Trustee Services Limited as Security Trustee | A registered charge | 1 property | 06/11/2020 | 12/11/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 09/06/2009 | 02/10/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (100 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-05-27
termination-director-company-with-name-termination-date
officers · TM01
2026-05-21
appoint-person-director-company-with-name-date
officers · AP01
2026-05-20
change-account-reference-date-company-previous-extended
accounts · AA01
2026-03-23
termination-director-company-with-name-termination-date
officers · TM01
2026-02-16
termination-director-company-with-name-termination-date
officers · TM01
2026-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-08
termination-director-company-with-name-termination-date
officers · TM01
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-12-12
appoint-person-director-company-with-name-date
officers · AP01
2025-11-21
appoint-person-director-company-with-name-date
officers · AP01
2025-11-21
accounts-with-accounts-type-dormant
accounts · AA
2025-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-30
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-12-09
termination-secretary-company-with-name-termination-date
officers · TM02
2024-12-09