ACCOUNTING FOR YOU LIMITED
🌳Matureactive
06722735 · ltd · incorporated 2008-10-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£241.6k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -77% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 9.8y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £241,632
Net assets shrinking
Down £18,229 YoY
Cash draining
Cash down 77% YoY
Cash YoY
-77%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£57k
↓ 77% YoY
Net Worth
£242k
↓ 7.0% YoY
Current Assets
£334k
↓ 1.9% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £248.4k | £276.7k |
| Current assets | £334.4k | £340.9k |
| Cash | £57.1k | £244.5k |
| Debtors | £277.3k | £96.4k |
| Net assets | £241.6k | £259.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-14📄resolutionresolution · RESOLUTIONS
- 2025-03-10📄memorandum-articlesincorporation · MA
- 2025-03-10📄capital-alter-shares-subdivisioncapital · SH02
- 2025-03-07📄statement-of-companys-objectschange-of-constitution · CC04
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-16📄capital-name-of-class-of-sharescapital · SH08
- 2024-05-16📄resolutionresolution · RESOLUTIONS
- 2024-05-16📄memorandum-articlesincorporation · MA
- 2024-05-14📄statement-of-companys-objectschange-of-constitution · CC04
- 2023-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-19🔓Charge satisfied #1
- 2016-08-24🔒Charge registered #1Lender: Edinburgh Alternative Finance Limited (Trading as Lendingcrowd)
- 2008-10-14🏢Company incorporatedAs ACCOUNTING FOR YOU LIMITED
- 2008-10-14➕WALLACE, Christopher Edward appointedsecretary
- 2008-10-14➕WALLACE, Christopher Edward appointeddirector
- 2008-10-14➕WALLACE, Tena Joyce appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Edward Wallace Individual · British · DOB 11/1971 · age 55 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Tena Joyce Wallace Individual · British · DOB 08/1970 · age 56 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & D STAFFING LIMITED→ 15190122 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AC ENGINEERING AND TECHNICAL TRANSLATIONS LIMITED→ 14966983 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCIPIO LEADERSHIP LTD→ 11020562 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACE PAYROLL SERVICES LTD→ 13946667 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ACLER8 LTD→ 16803070 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACORN DIRECT LIMITED→ 14527229 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACTIVE4LESS LTD→ 06883401 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ADAMS LAND AND PLANNING LTD→ 15132122 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAPTIVE MANAGEMENT LTD→ 13052316 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADB ACCOUNTANCY LIMITED→ 16049191 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADDELAM SERVICES LIMITED→ 12551997 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ADDIS CONSULTING LIMITED→ 07359343 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-10-14
Jurisdictionengland-wales
Primary SIC69201 — Accounting and auditing activities
Registered office
2 Adelaide Street
St. Albans
Hertfordshire
AL3 5BH
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-06-11
Last: 2026-05-28
Officers (3 active · 0 resigned)
WALLACE, Christopher Edward→
Activesecretary · appointed 2008-10-14
View their other companies + combined net worth →
WALLACE, Christopher Edward→
Activedirector · ~55y · appointed 2008-10-14
View their other companies + combined net worth →
WALLACE, Tena Joyce→
Activedirector · ~56y · appointed 2008-10-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Edinburgh Alternative Finance (Trading as Lendingcrowd) Edinburgh Alternative Finance Limited (Trading as Lendingcrowd) | A registered charge | — | 24/08/2016 | 19/04/2018 |
Recent filings (61 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-29
change-person-director-company-with-change-date
officers · CH01
2026-03-09
change-person-director-company-with-change-date
officers · CH01
2026-03-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-11
resolution
resolution · RESOLUTIONS
2025-03-14
memorandum-articles
incorporation · MA
2025-03-10
capital-alter-shares-subdivision
capital · SH02
2025-03-10
statement-of-companys-objects
change-of-constitution · CC04
2025-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-28
capital-name-of-class-of-shares
capital · SH08
2024-05-16
resolution
resolution · RESOLUTIONS
2024-05-16
memorandum-articles
incorporation · MA
2024-05-16
statement-of-companys-objects
change-of-constitution · CC04
2024-05-14