AFFINITY EDUCATION LIMITED
🌳Matureactive
06725742 · ltd · incorporated 2008-10-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 17.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Temporary employment agency activities
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 17.5y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 17.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 11500 | 13300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-04-26📄gazette-notice-compulsorygazette · GAZ1
- 2021-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-06-15🔓Charge satisfied #1
- 2015-06-09🔒Charge registered #2Lender: Lloyds Bank Commercial Finance LTD
- 2014-12-15➖NEALON, Kirsty-Jayne resignedsecretary
- 2014-12-15➖NEALON, Kirsty Jayne resigneddirector
- 2011-06-27➖BRATCHLEY, Ian Terrence resignedsecretary
- 2011-06-27➕NEALON, Kirsty-Jayne appointedsecretary
- 2009-12-31➕STOCKDALE-SMITH, Hayley Carol Ann appointeddirector
- 2009-03-01➕BARTON, Mary Elizabeth appointeddirector
- 2008-12-01🔒Charge registered #1Lender: Oriel Support Limited
- 2008-10-16🏢Company incorporatedAs AFFINITY EDUCATION LIMITED
- 2008-10-16➕BRATCHLEY, Ian Terrence appointedsecretary
- 2008-10-16➕NEALON, Kirsty Jayne appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Hayley Carol Ann Stockdale-Smith Individual · British · DOB 11/1973 · age 53 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Mary Elizabeth Barton Individual · Irish · DOB 09/1979 · age 47 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.M DESIGN STUDIO LIMITED→ 16665236 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJP FAMILY LIMITED→ 11135467 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALBION BLAKE LIMITED→ 16413344 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALDERWICKS CONSULTANTS LIMITED→ 04753330 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALDRICH CAPITAL LTD→ 16444821 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALERA ACCOUNTING & ADVISORY LIMITED→ 16810831 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALEVITAS ADVISORY LTD→ 16793863 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALISON WATKINS COMMUNICATIONS LIMITED→ 09396925 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ALL FIRE PROTECTION LIMITED→ 14090840 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLSPARES AUTO (HOLDINGS) LIMITED→ 09394415 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ALLY MERCHANT HR CONSULTANCY LTD→ 16355139 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALMAIR CYF→ 08518087 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-10-16
Jurisdictionengland-wales
Primary SIC78200 — Temporary employment agency activities
Registered office
Ground Floor Offices Windsor Lofts
Windsor Road
Barry
CF62 7BE
Wales
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-02-17
Last: 2026-02-03
Officers (2 active · 3 resigned)
BARTON, Mary Elizabeth→
Activedirector · ~47y · appointed 2009-03-01
View their other companies + combined net worth →
STOCKDALE-SMITH, Hayley Carol Ann→
Activedirector · ~53y · appointed 2009-12-31
View their other companies + combined net worth →
BRATCHLEY, Ian Terrence→
Resignedsecretary · appointed 2008-10-16 · resigned 2011-06-27
NEALON, Kirsty-Jayne→
Resignedsecretary · appointed 2011-06-27 · resigned 2014-12-15
NEALON, Kirsty Jayne→
Resigneddirector · ~51y · appointed 2008-10-16 · resigned 2014-12-15
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 09/06/2015 | — | |
| satisfied | Oriel Support Oriel Support Limited | Debenture | 1 property | 01/12/2008 | 15/06/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-25
gazette-filings-brought-up-to-date
gazette · DISS40
2022-04-27
gazette-notice-compulsory
gazette · GAZ1
2022-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-01-10