KINGSTOWN ASSOCIATES LIMITED
🌳Matureactive
06742414 · ltd · incorporated 2008-11-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£5.36M
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Retail sale via mail order houses or via Internet
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 17.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 17.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
12 officers (4 active, 12 linked, 9 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £5,361,563
Cash YoY
+42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£172k
↑ 42% YoY
Net Worth
£5.4m
↑ 5.9% YoY
Current Assets
£6.6m
↑ 4.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £5.37M | £5.09M |
| Current assets | £6.63M | £6.34M |
| Cash | £171.6k | £121.2k |
| Debtors | £5.02M | £4.89M |
| Net assets | £5.36M | £5.06M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2026-01-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-31➖CURD, Elizabeth Anne resigneddirector
- 2025-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-16📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-09-18📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-09-05📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-09-21📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-07🔒Charge registered #6Lender: Hsbc UK Bank PLC
- 2023-03-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-28🔓Charge satisfied #5
- 2023-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-01➕WILKINSON, Lian appointeddirector
- 2020-08-04📄accounts-with-accounts-type-fullaccounts · AA
- 2020-05-14📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2020-04-03➖MELLOR, Nigel resigneddirector
- 2017-10-05➕CURD, Elizabeth Anne appointeddirector
- 2016-08-08🔒Charge registered #5Lender: Nigel Mellor
- 2015-11-27➕BARRY, Wayne appointeddirector
- 2015-11-27➕CHAMBERS, Paul appointeddirector
- 2015-11-27➕STEPHENSON, Jody Louise appointeddirector
- 2015-11-27➖WHITTLE, David James resigneddirector
- 2015-11-27🔒Charge registered #4Lender: Hsbc Bank PLC
- 2015-09-30🔓Charge satisfied #1
- 2014-02-13🔓Charge satisfied #3
- 2014-02-12🔓Charge satisfied #2
- 2013-04-26➖EDWARDS, Carl resignedsecretary
- 2013-04-26➖EDWARDS, Carl resigneddirector
- 2008-12-03🔒Charge registered #3Lender: Co-Operative Bank PLC
- 2008-12-03🔒Charge registered #2Lender: Co-Operative Bank PLC
- 2008-12-03🔒Charge registered #1Lender: Co-Operative Bank PLC
- 2008-12-02➕EDWARDS, Carl appointedsecretary
- 2008-12-02➖IMCO SECRETARY LIMITED resignedcorporate-secretary
- 2008-12-02➖CUERDEN, Simon Paul resigneddirector
- 2008-12-02➕EDWARDS, Carl appointeddirector
- 2008-12-02➕MELLOR, Nigel appointeddirector
- 2008-12-02➕WHITTLE, David James appointeddirector
- 2008-12-02➖IMCO DIRECTOR LIMITED resignedcorporate-director
- 2008-11-05🏢Company incorporatedAs KINGSTOWN ASSOCIATES LIMITED
- 2008-11-05➕IMCO SECRETARY LIMITED appointedcorporate-secretary
- 2008-11-05➕CUERDEN, Simon Paul appointeddirector
- 2008-11-05➕IMCO DIRECTOR LIMITED appointedcorporate-director
Owner dependency
40/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Kingstown Associates (Holdings) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Kingstown Associates (Holdings) Ltd
Corporate parent · holds 75-100% shares · board control
⬇
KINGSTOWN ASSOCIATES LIMITED
This company · 06742414
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Kingstown Associates (Holdings) Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/08/2024 |
1 historic (ceased) PSC
- Mr Nigel Mellorceased 03/04/2020· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B&S BEDS LTD→ 16377533 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BNT STORES LTD→ 12274745 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BOX LEATHER LTD→ 15151810 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRAITHWAITES JEWELLERS LTD→ 14803191 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIDLINGTON BAY SHELLFISH LIMITED→ 13548400 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BRIDLINGTON CARPETS LTD→ 11104857 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BRIDLINGTON COUNTY GARAGES LIMITED→ 00632662 · est 1959 · no financials extracted | — | — | — | — | 66y | — | — |
| BRIDLINGTON HOME FURNISHINGS LIMITED→ 13214151 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BRIGHTHINGS LIMITED→ 15929007 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRIGHTMINDS LIMITED→ 03619051 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| BRITTCORP DRUMS LTD→ 16730548 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BROCK & BRIAR LTD→ 16024133 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-11-05
Jurisdictionengland-wales
Primary SIC47910 — Retail sale via mail order houses or via Internet
Registered office
1 Wadsworth Road
Kelleythorpe Industrial Estate
Driffield
East Yorkshire
YO25 9DJ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-06
Last: 2025-09-22
Officers (4 active · 8 resigned)
BARRY, Wayne→
Activedirector · ~43y · appointed 2015-11-27
View their other companies + combined net worth →
CHAMBERS, Paul→
Activedirector · ~57y · appointed 2015-11-27
View their other companies + combined net worth →
STEPHENSON, Jody Louise→
Activedirector · ~54y · appointed 2015-11-27
View their other companies + combined net worth →
WILKINSON, Lian→
Activedirector · ~39y · appointed 2021-01-01
View their other companies + combined net worth →
EDWARDS, Carl→
Resignedsecretary · appointed 2008-12-02 · resigned 2013-04-26
IMCO SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2008-11-05 · resigned 2008-12-02
CUERDEN, Simon Paul→
Resigneddirector · ~61y · appointed 2008-11-05 · resigned 2008-12-02
CURD, Elizabeth Anne→
Resigneddirector · ~51y · appointed 2017-10-05 · resigned 2025-12-31
EDWARDS, Carl→
Resigneddirector · ~55y · appointed 2008-12-02 · resigned 2013-04-26
MELLOR, Nigel→
Resigneddirector · ~70y · appointed 2008-12-02 · resigned 2020-04-03
WHITTLE, David James→
Resigneddirector · ~71y · appointed 2008-12-02 · resigned 2015-11-27
IMCO DIRECTOR LIMITED→
Resignedcorporate-director · appointed 2008-11-05 · resigned 2008-12-02
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 07/09/2023 | — | |
| satisfied | Nigel Mellor / David James Whittle | A registered charge | — | 08/08/2016 | 28/03/2023 | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | — | 27/11/2015 | — | |
| satisfied | Co-operative Bank Co-Operative Bank PLC | Deed of assignment of keyman life policy | 1 property | 03/12/2008 | 13/02/2014 | |
| satisfied | Co-operative Bank Co-Operative Bank PLC | Deed of assignment of keyman life policy | 1 property | 03/12/2008 | 12/02/2014 | |
| satisfied | Co-operative Bank Co-Operative Bank PLC | Debenture | 1 property | 03/12/2008 | 30/09/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (92 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
change-person-director-company-with-change-date
officers · CH01
2025-08-28
accounts-with-accounts-type-medium
accounts · AA
2025-07-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-02
accounts-with-accounts-type-full
accounts · AA
2024-09-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-09-05
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2024-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-full
accounts · AA
2023-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-20
mortgage-satisfy-charge-full
mortgage · MR04
2023-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-07