AFP DIGITAL LIMITED

🌳Matureactive
06772960 · ltd · incorporated 2008-12-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£371.9k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: SIC 33140
Sector: Manufacturing
ALSO REGISTERED FOR
  • 46660SIC 46660
  • 62012Business and domestic software development
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

6 live charges · 6 lenders · oldest 13.8y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 13.8 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £371,913
Very low cash
Cash position: £47
Cash draining
Cash down 100% YoY
Cash YoY
-100%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£47
↓ 100% YoY
Net Worth
£372k
↑ 28% YoY
Current Assets
£2.0m
~ YoY
Current Liabilities
—
£0£395k£790k£1.2m£1.6m£2.0mJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£844.9k£969.6k
Current assets£1.97M£1.97M
Cash£47£30.0k
Debtors£1.11M£1.13M
Net assets£371.9k£291.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 2 mortgage
Last 90 days
5
filings
  • • 4 mortgage
  • • 1 accounts
Last 180 days
6
filings
  • • 4 mortgage
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-05-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-05-05
    🔓
    Charge satisfied #4
  3. 2026-05-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-04-27
    🔒
    Charge registered #6
    Lender: Community Enable Funding Limited (Co. No. 16197578)
  5. 2026-04-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2026-04-13
    🔓
    Charge satisfied #3
  7. 2026-03-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2026-02-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2026-02-26
    🔒
    Charge registered #5
    Lender: Treyd Ab
  10. 2025-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-04-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2023-04-27
    🔒
    Charge registered #4
    Lender: Ffe Spv Limited (Co. No. 11281716)
  14. 2023-03-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2022-11-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2022-09-21
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2022-09-21
    🔓
    Charge satisfied #2
  18. 2022-03-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2022-01-10
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2022-01-10
    🔓
    Charge satisfied #1
  21. 2021-06-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2021-05-28
    🔒
    Charge registered #3
    Lender: Aldermore Bank PLC
  23. 2021-01-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2020-01-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2019-11-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  26. 2019-07-29
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  27. 2014-03-10
    ➕
    BENNELL, Andrew Christopher appointed
    director
  28. 2013-10-25
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  29. 2012-07-25
    🔒
    Charge registered #1
    Lender: Rbs Invoice Finance Limited
  30. 2009-02-19
    ➖
    BENNELL, Andrew Christopher resigned
    director
  31. 2008-12-15
    🏢
    Company incorporated
    As AFP DIGITAL LIMITED
  32. 2008-12-15
    ➕
    PHARO, Ryan Anthony appointed
    director
  33. 2008-12-15
    ➕
    BENNELL, Andrew Christopher appointed
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ryan Anthony Pharo
Individual · British · DOB 10/1982 · age 44
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Andrew Christopher Bennell
Individual · British · DOB 02/1975 · age 51
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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4B BRAIME COMPONENTS LIMITED→
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14497696 · est 2022 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-12-15
Jurisdictionengland-wales
Primary SIC33140 — SIC 33140

Registered office

1 College Court
Morley
Leeds
West Yorkshire
LS27 7WF
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10

Officers (2 active · 1 resigned)

BENNELL, Andrew Christopher→
director · ~51y · appointed 2014-03-10
View their other companies + combined net worth →
Active
PHARO, Ryan Anthony→
director · ~44y · appointed 2008-12-15
View their other companies + combined net worth →
Active
BENNELL, Andrew Christopher→
director · ~51y · appointed 2008-12-15 · resigned 2009-02-19
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
2
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Community Enable Funding (Co. No. 16197578)
Community Enable Funding Limited (Co. No. 16197578)
A registered charge2 properties27/04/2026—
outstanding
Treyd Ab
A registered charge—26/02/2026—
satisfied
Ffe Spv (Co. No. 11281716)
Ffe Spv Limited (Co. No. 11281716)
A registered charge2 properties27/04/202305/05/2026
satisfied
Aldermore
Aldermore Bank PLC
A registered charge—28/05/202113/04/2026
satisfied
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property25/10/201321/09/2022
satisfied
NatWest Group
Rbs Invoice Finance Limited
All assets debenture1 property25/07/201210/01/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (66 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-05-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-02
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-07
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-21