HOLY ISLAND OF LINDISFARNE COMMUNITY DEVELOPMENT TRUST

🌳Matureactive

06776737 · private-limited-guarant-nsc-limited-exemption · incorporated 2008-12-18

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 16.8y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Renting and operating of Housing Association real estate

Sector: Real estate

ALSO REGISTERED FOR

94990Activities of other membership organisations n.e.c.

Investor take

Pursue

Active trading company with a 82-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 16.8y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 16.8 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

44 officers (15 active, 44 linked, 42 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

2 connected companies via shared directors

Filing history

116 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (97 events)Click to expand

2025-07-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-21
➕
HOGARTH, George Scott appointed
director
2025-05-21
➖
DOUGLAS, Ryan Lawrence Thomas resigned
director
2025-05-21
➖
HARDY, Colin Richard resigned
director
2024-09-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-08-19
➖
PORTER, Geoffrey Randolph resigned
director
2024-06-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-15
➕
HEWITT, Jonathan Arden appointed
director
2024-05-15
➕
WARD, Karen Margaret appointed
director
2024-04-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-04-23
➖
COOMBES, Robert resigned
director
2024-02-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-02-07
➕
HUGHES, David Steven appointed
director
2023-09-17
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-17
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-17
🔓
Charge satisfied #2
2023-09-17
🔓
Charge satisfied #1
2023-05-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-22
➖
MESSENGER, Richard Clayton resigned
director
2022-05-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-12-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-11-15
➕
COOMBES, Robert appointed
director
2021-11-01
➕
HARDY, Colin Richard appointed
director
2021-07-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-07-30
➕
HILLS, Richard Melvyn, Dr appointed
director
2021-07-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-23
➕
STIANSEN, Heather appointed
director
2019-11-06
➕
BEVAN, John Anthony appointed
director
2019-11-06
➕
CROSSMAN, Jane appointed
director
2019-11-06
➕
SIMPSON, Rebecca Justine appointed
director
2019-11-06
➕
MESSENGER, Richard Clayton appointed
director
2019-11-06
➕
PORTER, Geoffrey Randolph appointed
director
2019-11-06
➖
WELLS, Richard Charles Foster resigned
director
2019-11-06
➖
N. MUNDY LIMITED resigned
corporate-director
2019-09-23
➖
KYLE, Barbara resigned
director
2019-09-23
➖
PORTER, Geoffrey Randolph resigned
director
2019-07-16
➖
PORTER, Maureen Elizabeth resigned
director
2019-07-10
➕
HILLS, Sarah Ann, Revd Dr appointed
director
2019-05-14
➕
DOUGLAS, Paul Thomas appointed
director
2019-03-05
➖
RICHARDSON, Daniel resigned
director
2018-09-20
➖
PATTERSON, Mary Valerie resigned
director
2018-01-30
➖
MUNDY, Neil resigned
director
2018-01-30
➕
N. MUNDY LIMITED appointed
corporate-director

Showing most recent 50 of 97 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-14 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 82 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 18 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · TD postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
GRINDON HOUSE INVESTMENTS LTD.→ 05374468 · est 2005	£969.9k £824.4k–£1.12M	—	£969.9k	—	21y	82	76y
AITKEN-WALKER PROPERTY CO LTD.→ 04138544 · est 2001	£559.9k £475.9k–£643.9k	—	£559.9k	—	25y	82	67y
ROUNDWOOD FACILITIES LIMITED→ 05028544 · est 2004	£280.6k £238.5k–£322.7k	—	£280.6k	—	22y	82	77y
MSS FINANCES LIMITED→ SC297728 · est 2006	£45.1k £38.4k–£51.9k	—	£45.1k	—	20y	82	63y
BORDER BREWERY COMPANY LIMITED→ 02686205 · est 1992	£17.5k £14.9k–£20.1k	—	£17.5k	—	34y	80	81y
DUNSDALEHAUGH HOLDINGS LTD.→ SC320576 · est 2007	£6.1k £5.2k–£7.1k	—	£6.1k	—	19y	83	59y
76 CHAUCER ROAD LIMITED→ 04330059 · est 2001	£12 £10–£14	—	£12	—	24y	80	66y
BORDERS PROPERTY LIMITED→ SC297249 · est 2006	—	—	—	15	20y	83	68y
ALAN SHIEL LIMITED→ SC238129 · est 2002	—	—	—	100	23y	82	60y
ALBORADO LIMITED→ SC255444 · est 2003	—	—	—	100	22y	82	73y
DRUMMOSSIE ESTATES LIMITED→ SC184782 · est 1998	—	—	—	—	28y	82	67y
MUS DEVELOPMENTS LIMITED→ SC381572 · est 2010	—	—	—	1	16y	82	68y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2008-12-18

Jurisdictionengland-wales

Primary SIC68201 — Renting and operating of Housing Association real estate

Registered office

Marygate

Holy Island Of Lindisfarne

Berwick Upon Tweed

Northumberland

TD15 2SJ

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-01-01

Last: 2025-12-18