PROVISIONAL MARMALADE LIMITED
🌳Matureactive
06779950 · ltd · incorporated 2008-12-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 16.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 16.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 16.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 10 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
114 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
- 2026-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-17📄legacyaccounts · PARENT_ACC
- 2025-09-17📄legacyother · GUARANTEE2
- 2025-09-17📄legacyother · AGREEMENT2
- 2025-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-07➕PAYNE, Christopher James appointeddirector
- 2025-03-07➕SMITH, Stephen appointeddirector
- 2025-03-07➖BALL, Craig David resigneddirector
- 2024-09-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-07-03📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-07-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-06-26➕PAYNE, Christopher James appointedsecretary
- 2024-06-26➖ARDONAGH CORPORATE SECRETARY LIMITED resignedcorporate-secretary
- 2024-01-17📄legacyother · AGREEMENT2
- 2024-01-17📄legacyother · GUARANTEE2
- 2024-01-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-01-09📄legacyaccounts · PARENT_ACC
- 2024-01-09📄legacyother · GUARANTEE2
- 2024-01-09📄legacyother · AGREEMENT2
- 2023-12-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-20🔓Charge satisfied #3
- 2023-12-20🔓Charge satisfied #2
- 2023-02-17📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-06➖MOGER, Crispin Garth Derwent resigneddirector
- 2022-02-22➖CLARKE, Dean resignedsecretary
- 2022-02-22➕ARDONAGH CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2021-11-30➕BALL, Craig David appointeddirector
- 2021-03-31➕CLARKE, Dean appointedsecretary
- 2021-03-31➖BAXTER, Paul David resigneddirector
- 2021-03-31➖MARTIN, Andrew Phillip resigneddirector
- 2021-03-31➖MOGER, Catherine Helen resigneddirector
- 2021-03-31➖THOMPSON, Gary Robert resigneddirector
- 2021-03-01➖GRAHAM, Ian Russell resigneddirector
- 2019-12-18➕THOMPSON, Gary Robert appointeddirector
- 2019-07-01➕BAXTER, Paul David appointeddirector
- 2018-03-05➖ATKINSON, Jeanne Yvette resigneddirector
- 2016-11-16🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2014-05-09🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2014-01-29➕GRAHAM, Ian Russell appointeddirector
- 2013-02-20🔓Charge satisfied #1
- 2012-10-19➕ATKINSON, Jeanne Yvette appointeddirector
- 2012-10-19➕MARTIN, Andrew Phillip appointeddirector
- 2010-02-28🔒Charge registered #1Lender: Foundation East Limited
- 2008-12-24🏢Company incorporatedAs PROVISIONAL MARMALADE LIMITED
- 2008-12-24➕MOGER, Catherine Helen appointeddirector
Showing most recent 50 of 51 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Marmalade Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Marmalade Limited
Corporate parent · holds 75-100% shares
⬇
PROVISIONAL MARMALADE LIMITED
This company · 06779950
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Marmalade Limited Corporate entity | 75–100% | — | 75-100% shares | 27/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-12-24
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Autonet Insurance
Nile Street
Stoke-On-Trent
ST6 2BA
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-21
Last: 2026-01-07
Officers (3 active · 10 resigned)
PAYNE, Christopher James→
Activesecretary · appointed 2024-06-26
View their other companies + combined net worth →
PAYNE, Christopher James→
Activedirector · ~47y · appointed 2025-03-07
View their other companies + combined net worth →
SMITH, Stephen→
Activedirector · ~50y · appointed 2025-03-07
View their other companies + combined net worth →
CLARKE, Dean→
Resignedsecretary · appointed 2021-03-31 · resigned 2022-02-22
ARDONAGH CORPORATE SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2022-02-22 · resigned 2024-06-26
ATKINSON, Jeanne Yvette→
Resigneddirector · ~63y · appointed 2012-10-19 · resigned 2018-03-05
BALL, Craig David→
Resigneddirector · ~54y · appointed 2021-11-30 · resigned 2025-03-07
BAXTER, Paul David→
Resigneddirector · ~64y · appointed 2019-07-01 · resigned 2021-03-31
GRAHAM, Ian Russell→
Resigneddirector · ~59y · appointed 2014-01-29 · resigned 2021-03-01
MARTIN, Andrew Phillip→
Resigneddirector · ~60y · appointed 2012-10-19 · resigned 2021-03-31
MOGER, Catherine Helen→
Resigneddirector · ~78y · appointed 2008-12-24 · resigned 2021-03-31
MOGER, Crispin Garth Derwent→
Resigneddirector · ~51y · appointed 2008-12-24 · resigned 2022-06-06
THOMPSON, Gary Robert→
Resigneddirector · ~54y · appointed 2019-12-18 · resigned 2021-03-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 16/11/2016 | 20/12/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 09/05/2014 | 20/12/2023 | |
| satisfied | Foundation East Foundation East Limited | Debenture | 1 property | 28/02/2010 | 20/02/2013 |
Recent filings (114 total)
change-person-director-company-with-change-date
officers · CH01
2026-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-07
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-07
legacy
accounts · PARENT_ACC
2025-09-17
legacy
other · GUARANTEE2
2025-09-17
legacy
other · AGREEMENT2
2025-09-17
appoint-person-director-company-with-name-date
officers · AP01
2025-03-11
appoint-person-director-company-with-name-date
officers · AP01
2025-03-11
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-07
accounts-with-accounts-type-dormant
accounts · AA
2024-09-25
appoint-person-secretary-company-with-name-date
officers · AP03
2024-07-03
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-03
legacy
other · AGREEMENT2
2024-01-17
legacy
other · GUARANTEE2
2024-01-17