QUILTER FINANCIAL LIMITED
🌳Matureactive
06784783 · ltd · incorporated 2009-01-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
13 officers (3 active, 13 linked, 10 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
109 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2025-08-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-31📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-30➖DEAN, Mitchell resigneddirector
- 2024-06-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-06-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-01➕GEARD, Stuart James appointeddirector
- 2023-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-22📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-22📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-05-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-05-06📄capital-allotment-sharescapital · SH01
- 2021-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-30➖RANCE, David resigneddirector
- 2020-09-22📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2020-09-22📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2020-09-10📄accounts-with-accounts-type-fullaccounts · AA
- 2020-07-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-07-03➕GAZARD, Stephen Charles appointeddirector
- 2020-07-03➕DEAN, Mitchell appointeddirector
- 2020-07-03➖SHARKEY, Darren William John resigneddirector
- 2018-06-13➖BURKE, Steve Edward resigneddirector
- 2018-01-23➕QUILTER COSEC SERVICES LIMITED appointedcorporate-secretary
- 2017-09-29➖CLARKE, Dean Leonard resignedsecretary
- 2017-06-01➕CLARKE, Dean Leonard appointedsecretary
- 2017-06-01➕BURKE, Steve Edward appointeddirector
- 2017-06-01➖CARBY, Keith Arthur resigneddirector
- 2017-06-01➖FERNS, Michael Andrew resigneddirector
- 2017-06-01➕SHARKEY, Darren William John appointeddirector
- 2013-10-11➖MORROW, Anthony Jackson resignedsecretary
- 2013-10-11➕CARBY, Keith Arthur appointeddirector
- 2013-10-11➕FERNS, Michael Andrew appointeddirector
- 2013-10-11➖MORROW, Anthony Jackson resigneddirector
- 2013-10-11➕RANCE, David appointeddirector
- 2009-05-11➖HOGARTH, Paul Henry resigneddirector
- 2009-01-07🏢Company incorporatedAs QUILTER FINANCIAL LIMITED
- 2009-01-07➕MORROW, Anthony Jackson appointedsecretary
- 2009-01-07➕HOGARTH, Paul Henry appointeddirector
- 2009-01-07➕MORROW, Anthony Jackson appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Quilter Financial Planning Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Quilter Financial Planning Limited
Corporate parent · holds 75-100% shares · board control
⬇
QUILTER FINANCIAL LIMITED
This company · 06784783
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Quilter Financial Planning Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/01/2024 |
1 historic (ceased) PSC
- Caerus Holdings Limitedceased 26/01/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AURORA UNDERWRITING (1997) LIMITED→ 03431418 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AVALON INVESTMENT SERVICES (NOMINEES) LIMITED→ 03826842 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AWE FINANCE LIMITED→ 11296999 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AXA GLOBAL HEALTHCARE (UK) LIMITED→ 03039521 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AXI DIGITAL (UK) LIMITED→ 14613945 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AXIOMA EUROPE LTD→ 11447632 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AXIS MANAGING AGENCY LTD.→ 08702952 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AXIS SPECIALTY FINANCE PLC→ 08831330 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AXPO UK TRADING LIMITED→ 06600992 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AXXELTROVA LIMITED→ 10016621 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AXXELTROVA PARTNERS LIMITED→ 14421956 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AYRES INVESTMENT MANAGEMENT (UK) LIMITED→ 12419444 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-01-07
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Senator House
85 Queen Victoria Street
London
EC4V 4AB
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-07-09
Last: 2026-06-25
Officers (3 active · 10 resigned)
QUILTER COSEC SERVICES LIMITED→
Activecorporate-secretary · appointed 2018-01-23
View their other companies + combined net worth →
GAZARD, Stephen Charles→
Activedirector · ~50y · appointed 2020-07-03
View their other companies + combined net worth →
GEARD, Stuart James→
Activedirector · ~52y · appointed 2024-06-01
View their other companies + combined net worth →
CLARKE, Dean Leonard→
Resignedsecretary · appointed 2017-06-01 · resigned 2017-09-29
MORROW, Anthony Jackson→
Resignedsecretary · appointed 2009-01-07 · resigned 2013-10-11
BURKE, Steve Edward→
Resigneddirector · ~59y · appointed 2017-06-01 · resigned 2018-06-13
CARBY, Keith Arthur→
Resigneddirector · ~80y · appointed 2013-10-11 · resigned 2017-06-01
DEAN, Mitchell→
Resigneddirector · ~58y · appointed 2020-07-03 · resigned 2024-06-30
FERNS, Michael Andrew→
Resigneddirector · ~62y · appointed 2013-10-11 · resigned 2017-06-01
HOGARTH, Paul Henry→
Resigneddirector · ~67y · appointed 2009-01-07 · resigned 2009-05-11
MORROW, Anthony Jackson→
Resigneddirector · ~52y · appointed 2009-01-07 · resigned 2013-10-11
RANCE, David→
Resigneddirector · ~63y · appointed 2013-10-11 · resigned 2020-09-30
SHARKEY, Darren William John→
Resigneddirector · ~56y · appointed 2017-06-01 · resigned 2020-07-03
Click a director name to see their full track record across all companies.
Recent filings (109 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-29
accounts-with-accounts-type-full
accounts · AA
2025-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-full
accounts · AA
2024-08-31
termination-director-company-with-name-termination-date
officers · TM01
2024-07-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-06-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-27
appoint-person-director-company-with-name-date
officers · AP01
2024-06-14
change-person-director-company-with-change-date
officers · CH01
2023-10-09
accounts-with-accounts-type-full
accounts · AA
2023-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-04
accounts-with-accounts-type-full
accounts · AA
2022-09-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-27
accounts-with-accounts-type-full
accounts · AA
2021-09-30