ABBEYGATE WEALTH MANAGEMENT LIMITED

💤Zombieactive
06803554 · ltd · incorporated 2009-01-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
£220.6k
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 49). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 16.8y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 16.8 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £220,552
Net assets shrinking
Down £37,696 YoY
Cash YoY
+252811%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£23k
↑ 252811% YoY
Net Worth
£221k
↓ 15% YoY
Current Assets
£103k
↑ 146% YoY
Current Liabilities
£0£52k£103k£155k£207k£258kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-01-312024-01-31
Total assets£2.18M£1.84M
Current assets£102.7k£41.8k
Cash£22.8k£9
Debtors£79.9k£41.7k
Net assets£220.6k£258.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-02-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-11-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-11-03
    🔒
    Charge registered #4
    Lender: Quilter Financial Planning Limited
  4. 2025-02-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-01-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2023-10-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2023-01-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2021-10-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2021-09-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2021-09-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2021-09-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2021-09-30
    🔓
    Charge satisfied #3
  13. 2021-09-30
    🔓
    Charge satisfied #2
  14. 2021-09-30
    🔓
    Charge satisfied #1
  15. 2021-06-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2021-04-07
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  17. 2021-04-06
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  18. 2021-03-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  19. 2021-01-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2019-10-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  21. 2018-10-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  22. 2017-12-12
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  23. 2011-10-17
    🔒
    Charge registered #2
    Lender: Abbeygate Enterprises Limited
  24. 2009-09-08
    🔒
    Charge registered #1
    Lender: Hsbc Bank PLC
  25. 2009-01-28
    🏢
    Company incorporated
    As ABBEYGATE WEALTH MANAGEMENT LIMITED
  26. 2009-01-28
    STOTT, James Duncan appointed
    director
  27. 2009-01-28
    KAHAN, Barbara appointed
    director
  28. 2009-01-28
    KAHAN, Barbara resigned
    director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr James Duncan Stott
Individual · British · DOB 11/1977 · age 49
75100%
75–100%board control75-100% shares · 75-100% voting · board control07/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-01-28
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

88/89 Whiting Street
Bury St. Edmunds
IP33 1NX
England

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-11
Last: 2026-01-28

Officers (1 active · 1 resigned)

STOTT, James Duncan
director · ~49y · appointed 2009-01-28
View their other companies + combined net worth →
Active
KAHAN, Barbara
director · ~95y · appointed 2009-01-28 · resigned 2009-01-28
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
1
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Quilter Financial Planning
Quilter Financial Planning Limited
A registered charge1 property03/11/2025
satisfied
Barclays
Barclays Bank PLC
A registered charge12/12/201730/09/2021
satisfied
Abbeygate Enterprises
Abbeygate Enterprises Limited
Rent deposit deed1 property17/10/201130/09/2021
satisfied
HSBC
Hsbc Bank PLC
Debenture1 property08/09/200930/09/2021
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (57 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-06
change-person-director-company-with-change-date
officers · CH01
2025-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-10-29
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-30
mortgage-satisfy-charge-full
mortgage · MR04
2021-09-30