COLIN HULL FINANCIAL SERVICES LTD

🌳Matureactive

06805261 · ltd · incorporated 2009-01-29

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£10.1k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

ALSO REGISTERED FOR

66220Activities of insurance agents and brokers

Investor take

Pursue

Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (3 active, 4 linked, 3 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

44 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £10,058

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£10k

↑ 360% YoY

Current Assets

£28k

↑ 133% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£10.1k	£2.2k
Current assets	£28.3k	£12.2k
Net assets	£10.1k	£2.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (21 events)Click to expand

2025-11-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-12-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-12-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-08-21
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-10
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-12-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2015-04-01
➕
HULL, Estelle Ellen appointed
director
2015-02-23
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-10-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2009-02-02
➖
JACOBS, Yomtov Eliezer resigned
director
2009-01-29
🏢
Company incorporated
As COLIN HULL FINANCIAL SERVICES LTD
2009-01-29
➕
HULL, Estelle Ellen appointed
secretary
2009-01-29
➕
HULL, Colin Michael appointed
director
2009-01-29
➕
JACOBS, Yomtov Eliezer appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "HULL" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Colin Hull Individual · British · DOB 01/1959 · age 67	50–75%	—	50-75% shares	07/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2009-01-29

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

Saona 112 Chapel Road

Brightlingsea

Colchester

Essex

CO7 0HE

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-12

Last: 2026-01-29

Officers (3 active · 1 resigned)

HULL, Estelle Ellen→

secretary · appointed 2009-01-29

View their other companies + combined net worth →

Active

HULL, Colin Michael→

director · ~67y · appointed 2009-01-29

View their other companies + combined net worth →

Active

HULL, Estelle Ellen→

director · ~57y · appointed 2015-04-01

View their other companies + combined net worth →

Active

JACOBS, Yomtov Eliezer→

director · ~56y · appointed 2009-01-29 · resigned 2009-02-02

Resigned

Click a director name to see their full track record across all companies.