360 LIVING LTD
🌳Matureactive
06815219 · ltd · incorporated 2009-02-10
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£553.8k
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 83/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -43% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 15.6y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 15.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 6 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £553,835
Cash draining
Cash down 43% YoY
Cash YoY
-43%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£163k
↓ 43% YoY
Net Worth
£554k
↑ 36% YoY
Current Assets
£538k
↑ 7.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £932.2k | £707.8k |
| Current assets | £537.8k | £500.1k |
| Cash | £162.5k | £285.6k |
| Debtors | £188.3k | £59.3k |
| Net assets | £553.8k | £408.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-10➕DICKER, Tristan appointeddirector
- 2023-01-10➕LOCK, Andrew appointeddirector
- 2022-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-25📄statement-of-companys-objectschange-of-constitution · CC04
- 2022-04-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-22📄resolutionresolution · RESOLUTIONS
- 2022-04-21📄memorandum-articlesincorporation · MA
- 2022-04-21📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-01-20➖MINSHELL, Caroline Margaret resigneddirector
- 2022-01-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-01-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-07➕MINSHELL, Thomas James appointeddirector
- 2014-07-31➕MINSHELL, Caroline Margaret appointeddirector
- 2010-10-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2009-02-12➕MINSHELL, Richard Anthony appointeddirector
- 2009-02-12➖PUSEY, Glyn Nicholas resigneddirector
- 2009-02-10🏢Company incorporatedAs 360 LIVING LTD
- 2009-02-10➕PUSEY, Glyn Nicholas appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
23/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — MINSHELL, Thomas James (same surname) appointed 2022-01-07. Pattern consistent with intra-family handover.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas James Minshell Individual · English · DOB 09/1989 · age 37 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 07/01/2022 |
Mr Richard Anthony Minshell Individual · English · DOB 04/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 123UPVC LIMITED→ 06088813 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 15/09 POWER ENGINEERING LIMITED→ 05637956 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 3 EDUCATION LIMITED→ 07004914 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| 349 BUILDING & MAINTENANCE LIMITED→ 10845948 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 369 ESTATES GROUP LTD→ 16674920 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3M'S ROOFING LTD→ 16718780 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4D HOME SOLUTIONS LTD→ 13981232 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 4D PLANNING SERVICES LTD→ 15835093 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4ORTY4 LTD→ 07865998 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 7 STAR BUILDING LIMITED→ 14491009 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 7TH AVENUE COMMERCIAL INTERIORS LTD→ 15479069 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 93 DEVELOPMENTS LTD→ 13414370 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-02-10
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
7 Nightingales Corner
Amersham
Buckinghamshire
HP7 9PZ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20
Officers (4 active · 2 resigned)
DICKER, Tristan→
Activedirector · ~34y · appointed 2023-01-10
View their other companies + combined net worth →
LOCK, Andrew→
Activedirector · ~40y · appointed 2023-01-10
View their other companies + combined net worth →
MINSHELL, Richard Anthony→
Activedirector · ~61y · appointed 2009-02-12
View their other companies + combined net worth →
MINSHELL, Thomas James→
Activedirector · ~37y · appointed 2022-01-07
View their other companies + combined net worth →
MINSHELL, Caroline Margaret→
Resigneddirector · ~64y · appointed 2014-07-31 · resigned 2022-01-20
PUSEY, Glyn Nicholas→
Resigneddirector · ~67y · appointed 2009-02-10 · resigned 2009-02-12
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 11/10/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (78 total)
change-person-director-company-with-change-date
officers · CH01
2026-01-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-18
change-person-director-company-with-change-date
officers · CH01
2024-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-15
appoint-person-director-company-with-name-date
officers · AP01
2023-01-20
appoint-person-director-company-with-name-date
officers · AP01
2023-01-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-20