BEST HEALTH PROTECT LIMITED
🌳Matureactive
06823778 · ltd · incorporated 2009-02-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£22
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 61-year-old founder — textbook succession opportunity.
Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £22
Cash YoY
-28%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£14k
↓ 28% YoY
Net Worth
£22
↑ 106% YoY
Current Assets
£18k
↓ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £89 | £-283 |
| Current assets | £17.6k | £20.1k |
| Cash | £14.5k | £20.1k |
| Debtors | £3.1k | — |
| Net assets | £22 | £-372 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 officers
Last 180 days
3
filings
- • 1 accounts
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-28📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2023-03-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-13📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-25📄change-person-director-company-with-change-dateofficers · CH01
- 2019-06-25📄change-person-director-company-with-change-dateofficers · CH01
- 2016-11-16➕PHILLIPS, Sonia appointeddirector
- 2009-02-19🏢Company incorporatedAs BEST HEALTH PROTECT LIMITED
- 2009-02-19➕MCHALE, Michael Matthew appointeddirector
- 2009-02-19➕QA REGISTRARS LIMITED appointedcorporate-secretary
- 2009-02-19➖QA REGISTRARS LIMITED resignedcorporate-secretary
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Matthew Mchale Individual · British · DOB 06/1970 · age 56 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ASHLAND FINANCIALS LTD→ 11846857 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ASK FINANCIAL SOLUTIONS LTD→ 16661907 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| B M COOPER FINANCIAL SERVICES LIMITED→ 10726442 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BARQ UK FINTECH LIMITED→ 17109316 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BC ASSET CO LIMITED→ 14312887 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BC3 INVESTMENTS LIMITED→ 16512110 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BELLALEX LIMITED→ 14177347 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELYFTED LIMITED→ 11139735 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BENHURST FINANCIAL LTD→ 13823126 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BEST FOREX PRIVATE LTD→ 10100027 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BETAPLUS INTERNATIONAL SYNERGY LIMITED→ 15894975 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BETTER LIFE COMMUNITY INITIATIVE LTD→ 16823307 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-02-19
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
98 Hornchurch Road
Hornchurch
Essex
RM11 1JS
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-03-04
Last: 2026-02-18
Officers (2 active · 1 resigned)
MCHALE, Michael Matthew→
Activedirector · ~56y · appointed 2009-02-19
View their other companies + combined net worth →
PHILLIPS, Sonia→
Activedirector · ~61y · appointed 2016-11-16
View their other companies + combined net worth →
QA REGISTRARS LIMITED→
Resignedcorporate-secretary · appointed 2009-02-19 · resigned 2009-02-19
Click a director name to see their full track record across all companies.
Recent filings (62 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-30
change-person-director-company-with-change-date
officers · CH01
2026-04-16
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-05
second-filing-of-director-appointment-with-name
officers · RP04AP01
2023-03-28
change-person-director-company-with-change-date
officers · CH01
2023-03-01
change-person-director-company-with-change-date
officers · CH01
2023-03-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-19