BLUE SPIRE FINANCIAL PLANNING LIMITED

🌳Matureactive
06867845 · ltd · incorporated 2009-04-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
12 officers (2 active, 12 linked, 10 with DOB)
87
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
76 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 persons-with-significant-control
Last 180 days
2
filings
  • • 1 persons-with-significant-control
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
  1. 2026-06-25
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2026-01-08
    📄
    capital-return-purchase-own-shares
    capital · SH03
  3. 2025-12-05
    📄
    resolution
    resolution · RESOLUTIONS
  4. 2025-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2025-12-03
    📄
    capital-cancellation-shares
    capital · SH06
  6. 2025-09-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-03-31
    ➖
    FROST, Geoffrey Alan resigned
    director
  8. 2024-12-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-12-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-12-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-10-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2022-10-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2022-10-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2022-10-21
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  15. 2021-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-06-02
    📄
    capital-name-of-class-of-shares
    capital · SH08
  17. 2020-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-12-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-08-27
    📄
    capital-cancellation-shares
    capital · SH06
  20. 2019-03-31
    ➕
    WILSON, Katie appointed
    director
  21. 2019-03-31
    ➖
    HUNT, Charles Arthur resigned
    director
  22. 2015-01-31
    ➖
    ROLLISON, Peter Graham resigned
    director
  23. 2014-04-04
    ➖
    WYER, Andrew Robson resigned
    director
  24. 2014-01-06
    ➕
    O'ROURKE, James appointed
    director
  25. 2013-04-30
    ➖
    TORRANCE, Nicola Ann resigned
    director
  26. 2012-10-01
    ➖
    RAGG, James Charlton resigned
    secretary
  27. 2012-10-01
    ➖
    RAGG, James Charlton resigned
    director
  28. 2012-10-01
    ➕
    ROLLISON, Peter Graham appointed
    director
  29. 2012-02-13
    ➕
    WYER, Andrew Robson appointed
    director
  30. 2011-09-01
    ➖
    RAGG, Sarah Margaret resigned
    secretary
  31. 2011-09-01
    ➕
    FROST, Geoffrey Alan appointed
    director
  32. 2011-09-01
    ➕
    HUNT, Charles Arthur appointed
    director
  33. 2011-08-03
    ➕
    TORRANCE, Nicola Ann appointed
    director
  34. 2011-08-03
    ➖
    TORRANCE, Nicola Ann resigned
    director
  35. 2011-08-03
    ➕
    TORRANCE, Nicola Ann appointed
    director
  36. 2010-09-01
    ➕
    RAGG, James Charlton appointed
    secretary
  37. 2009-04-03
    ➕
    RAGG, Sarah Margaret appointed
    secretary
  38. 2009-04-03
    ➖
    JACOBS, Yomtov Eliezer resigned
    director
  39. 2009-04-03
    ➕
    RAGG, James Charlton appointed
    director
  40. 2009-04-02
    🏢
    Company incorporated
    As BLUE SPIRE FINANCIAL PLANNING LIMITED
  41. 2009-04-02
    ➕
    JACOBS, Yomtov Eliezer appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr James O'Rourke
Individual · British · DOB 10/1976 · age 50
25–50%
25–50%25-50% shares · 25-50% voting30/11/2021
Mrs Katie Wilson
Individual · British · DOB 05/1978 · age 48
25–50%
25–50%25-50% shares · 25-50% voting30/11/2021
2 historic (ceased) PSCs
  • Mr Geoffrey Alan Frostceased 26/11/2025· 25-50% shares · 25-50% voting
  • Mr Charles Arthur Huntceased 03/07/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-04-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Cawley Priory
South Pallant
Chichester
West Sussex
PO19 1SY

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-16
Last: 2026-04-02

Officers (2 active · 10 resigned)

O'ROURKE, James→
director · ~50y · appointed 2014-01-06
View their other companies + combined net worth →
Active
WILSON, Katie→
director · ~48y · appointed 2019-03-31
View their other companies + combined net worth →
Active
RAGG, James Charlton→
secretary · appointed 2010-09-01 · resigned 2012-10-01
Resigned
RAGG, Sarah Margaret→
secretary · appointed 2009-04-03 · resigned 2011-09-01
Resigned
FROST, Geoffrey Alan→
director · ~67y · appointed 2011-09-01 · resigned 2025-03-31
Resigned
HUNT, Charles Arthur→
director · ~75y · appointed 2011-09-01 · resigned 2019-03-31
Resigned
JACOBS, Yomtov Eliezer→
director · ~56y · appointed 2009-04-02 · resigned 2009-04-03
Resigned
RAGG, James Charlton→
director · ~60y · appointed 2009-04-03 · resigned 2012-10-01
Resigned
ROLLISON, Peter Graham→
director · ~68y · appointed 2012-10-01 · resigned 2015-01-31
Resigned
TORRANCE, Nicola Ann→
director · ~58y · appointed 2011-08-03 · resigned 2011-08-03
Resigned
TORRANCE, Nicola Ann→
director · ~58y · appointed 2011-08-03 · resigned 2013-04-30
Resigned
WYER, Andrew Robson→
director · ~74y · appointed 2012-02-13 · resigned 2014-04-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (76 total)

cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-06-25
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-07
capital-return-purchase-own-shares
capital · SH03
2026-01-08
resolution
resolution · RESOLUTIONS
2025-12-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-03
capital-cancellation-shares
capital · SH06
2025-12-03
termination-director-company-with-name-termination-date
officers · TM01
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-13
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-10-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-10-24