APM FINANCIAL SERVICES LIMITED

💤Zombieactive
06890543 · ltd · incorporated 2009-04-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
  1. 2026-03-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-03-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-01-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-01-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-11-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-11-26
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2021-11-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2021-11-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2021-01-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2020-11-09
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  12. 2020-06-13
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2019-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-11-10
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  17. 2009-04-28
    🏢
    Company incorporated
    As APM FINANCIAL SERVICES LIMITED
  18. 2009-04-28
    AHMAD, Awais Jabbar appointed
    secretary
  19. 2009-04-28
    AHMAD, Awais Jabbar appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +No director turnover: Company is 17 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Resolve Capital Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Resolve Capital Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
APM FINANCIAL SERVICES LIMITED
This company · 06890543

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Resolve Capital Group Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control01/10/2021
1 historic (ceased) PSC
  • Mr Awais Jabbar Ahmadceased 01/10/2021· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-04-28
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Sterling House, 71 Francis Road
Edgbaston
Birmingham
B16 8SP
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-12
Last: 2026-04-28

Officers (2 active · 0 resigned)

AHMAD, Awais Jabbar
secretary · appointed 2009-04-28
View their other companies + combined net worth →
Active
AHMAD, Awais Jabbar
director · ~41y · appointed 2009-04-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (47 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-06
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-11-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2021-11-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2021-11-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-10