ALBANY HOUSE SERVICES LIMITED

🌳Matureactive

06913262 · ltd · incorporated 2009-05-21

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

73/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

14 live charges · 3 lenders · oldest 10.0y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 10.0 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

14 charges (14/14 with lender, 14/14 with type)

Directors & officers

4 officers (3 active, 4 linked, 2 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

11 connected companies via shared directors

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 11 mortgage
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (44 events)Click to expand

2026-01-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-09
🔒
Charge registered #14
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #13
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #12
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #11
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #10
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #9
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #8
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #7
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #6
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #5
Lender: Handelsbanken PLC
2026-01-09
🔒
Charge registered #4
Lender: Handelsbanken PLC
2025-10-31
📄
change-person-director-company-with-change-date
officers · CH01
2025-10-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-22
➕
HILL, Christopher John appointed
director
2025-09-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-16
📄
resolution
resolution · RESOLUTIONS
2025-06-12
📄
capital-allotment-shares
capital · SH01
2025-06-10
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-10
📄
change-person-secretary-company-with-change-date
officers · CH03
2025-06-10
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-01
🔒
Charge registered #3
Lender: Lendinvest Btl Limited
2023-05-13
🔓
Charge satisfied #2
2023-05-13
🔓
Charge satisfied #1
2016-06-30
🔒
Charge registered #2
Lender: Shawbrook Bank Limited
2016-06-30
🔒
Charge registered #1
Lender: Shawbrook Bank Limited
2010-09-30
➕
HILL, Jane Anne appointed
secretary
2010-09-30
➖
HILL, James Stephen resigned
secretary
2009-05-21
🏢
Company incorporated
As ALBANY HOUSE SERVICES LIMITED
2009-05-21
➕
HILL, Jane Anne appointed
director
2009-05-21
➕
HILL, James Stephen appointed
secretary

Owner dependency

84/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med · 1 low

11 new charges in last 12 months

medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-01-09: A registered charge; 2026-01-09: A registered charge; 2026-01-09: A registered charge

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

12 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & H PHILLIPS LTD→ 15184998 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
A. & L. STORES LIMITED→ 04530637 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
A.J.T PROPERTY INVESTMENTS LIMITED→ 10770645 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
A&G REALTY LTD→ 16816997 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A&L PROPERTIES MANAGEMENT LIMITED→ 16202059 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
A&L SWANN PROPERTY INVESTMENT LTD→ 14310019 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ACORN PARK HOMES MANAGEMENT LTD→ 09666837 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ACP (BILLERICAY) LIMITED→ 14014913 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
AD PRIME MANAGEMENT LTD→ 16613047 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AD PRIME PROPERTY LTD→ 16561264 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AIDA HOMES LTD→ 16851515 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AJP PROPERTY HOLDINGS LIMITED→ 16915181 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2009-05-21

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

20 Brunel Road

Gorse Lane Industrial Estate

Clacton-On-Sea

CO15 4LU

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-06-04

Last: 2026-05-21

Officers (3 active · 1 resigned)

HILL, Jane Anne→

secretary · appointed 2010-09-30

View their other companies + combined net worth →

Active

HILL, Christopher John→

director · ~59y · appointed 2025-10-22

View their other companies + combined net worth →

Active

HILL, Jane Anne→

director · ~58y · appointed 2009-05-21

View their other companies + combined net worth →

Active

HILL, James Stephen→

secretary · appointed 2009-05-21 · resigned 2010-09-30

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:14 of 14 shown

		Type	Properties
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	—	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	Handelsbanken Handelsbanken PLC	A registered charge	1 property	09/01/2026	—
outstanding	LendInvest Lendinvest Btl Limited	A registered charge	1 property	01/09/2023	—
satisfied	Shawbrook Shawbrook Bank Limited	A registered charge	1 property	30/06/2016	13/05/2023
satisfied	Shawbrook Shawbrook Bank Limited	A registered charge	1 property	30/06/2016	13/05/2023

Click column headers to sort. Use filters above to narrow by status and lender.