ALBANY FUNERALS LIMITED
💤Zombieactive
06933191 · ltd · incorporated 2009-06-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£557
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Funeral and related activities
Sector: Other service activities
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -47% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 5.0y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £557
Net assets shrinking
Down £5,960 YoY
Cash draining
Cash down 47% YoY
Cash YoY
-47%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£52k
↓ 47% YoY
Net Worth
£557
↓ 91% YoY
Current Assets
£153k
↓ 8.8% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £308.7k | £321.4k |
| Current assets | £152.8k | £167.6k |
| Cash | £51.9k | £97.7k |
| Debtors | £92.1k | £60.9k |
| Net assets | £557 | £6.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-18🔓Charge satisfied #1
- 2024-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-17🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2024-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-21🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2024-06-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-06🔒Charge registered #1Lender: Allica Bank Limited
- 2021-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-10📄capital-allotment-sharescapital · SH01
- 2019-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2017-11-14📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2014-03-17➖LOVERIDGE, Simon resigneddirector
- 2012-10-19➕WILLIAMSON, Johanna appointeddirector
- 2009-06-12🏢Company incorporatedAs ALBANY FUNERALS LIMITED
- 2009-06-12➕LOVERIDGE, Simon appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Johanna Williamson Individual · British · DOB 11/1968 · age 58 | 75–100% | — | 75-100% shares | 01/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AGA TEAM COMPANY LTD→ 12257771 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| AINA TRILOGY FOUNDATION→ 11470312 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIT JETCARE LIMITED→ 08032189 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| AJK SECURITY SERVICES LTD→ 13297794 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AK&J SERVICES LTD→ 13270711 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AKEHURST HOMES LIMITED→ 06919707 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AKM SECURITY LIMITED→ 11303955 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AKS MECHANICAL LIMITED→ 10969942 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALBEMARLE GRAPHICS LIMITED→ 01295310 · est 1977 · no financials extracted | — | — | — | — | 49y | — | — |
| ALBERT GROUP HOLDINGS LIMITED→ 16409250 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBERTO CONVERSANO LTD→ 12426518 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-06-12
Jurisdictionengland-wales
Primary SIC96030 — Funeral and related activities
Registered office
669 Loose Road
Loose
Maidstone
Kent
ME15 9UX
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29
Officers (1 active · 1 resigned)
WILLIAMSON, Johanna→
Activedirector · ~58y · appointed 2012-10-19
View their other companies + combined net worth →
LOVERIDGE, Simon→
Resigneddirector · ~59y · appointed 2009-06-12 · resigned 2014-03-17
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 17/12/2024 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 21/10/2024 | — | |
| satisfied | Allica Bank Allica Bank Limited | A registered charge | 1 property | 06/07/2021 | 18/01/2025 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (47 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-29
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-06
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-13
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-29