CLOVELY CARE LIMITED
- · Oldest live charge 16.6y old — refinance window within 12 months
Opportunity 69/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 16.6y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 41 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-06-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-11-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-06-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-02-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-01➕DUNNINGHAM, Neil appointeddirector
- 2023-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-06-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-06-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-06-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-01-19🔒Charge registered #2Lender: Santander UK PLC
- 2017-10-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-10-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2015-10-05➖DUNNINGHAM, Neil Stanley resigneddirector
- 2009-12-16🔒Charge registered #1Lender: Alliance and Leicester PLC
- 2009-06-22🏢Company incorporatedAs CLOVELY CARE LIMITED
- 2009-06-22➕HUDSON, Kathryn Anne appointeddirector
- 2009-06-22➕DUNNINGHAM, Neil Stanley appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-07-15
Group structure
Dunningham (Ne) Ltd holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dunningham (Ne) Ltd Corporate entity | 25–50% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 01/07/2021 |
Ms Kathryn Anne Hudson Individual · British · DOB 07/1971 · age 55 | 25–50% | — | board controlsig. influence25-50% shares · board control · significant influence · firm interest | 08/10/2016 |
1 historic (ceased) PSC
- Mr Neil Stanley Dunninghamceased 08/10/2016· 25-50% shares · 25-50% voting · board control · significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BIG WORLD RECOVERY LTD→ 15531552 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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| CALM TOGETHER LTD→ 12041278 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| CARRVILLE PODIATRY AND WELLNESS CLINIC LTD→ 12077619 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| CG & AG LIMITED→ 10279444 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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| CMS HEALTHCARE LTD→ 12342343 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| COGGS (NE) LIMITED→ 07084615 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | — | 19/01/2018 | — | |
| outstanding | Alliance and Leicester Alliance and Leicester PLC | Legal charge | 1 property | 16/12/2009 | — |