CUMBRIA TYRE SPECIALIST LIMITED

🌳Matureactive
06942015 · ltd · incorporated 2009-06-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 7.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 7.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Average employees600700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-05-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-14
    📄
    capital-name-of-class-of-shares
    capital · SH08
  3. 2025-04-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-03-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-01-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-02-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-03-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-03-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2018-09-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2018-09-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2018-09-11
    🔒
    Charge registered #2
    Lender: Barclays Security Trustee Limited
  14. 2018-09-05
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  15. 2018-02-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  16. 2017-03-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-04-12
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2013-03-01
    ➕
    HAYTON, David John appointed
    director
  19. 2009-07-03
    ➕
    HAYTON, Diane appointed
    director
  20. 2009-07-03
    ➖
    HAYTON, David John resigned
    director
  21. 2009-07-03
    ➖
    HAYTON, Michael Andrew resigned
    director
  22. 2009-06-23
    🏢
    Company incorporated
    As CUMBRIA TYRE SPECIALIST LIMITED
  23. 2009-06-23
    ➕
    HAYTON, David John appointed
    director
  24. 2009-06-23
    ➕
    HAYTON, Michael Andrew appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr David John Hayton
Individual · British · DOB 10/1960 · age 66
25–50%
25–50%board control25-50% shares · 25-50% voting · board control14/03/2017
Mrs Diane Hayton
Individual · British · DOB 10/1962 · age 64
25–50%
25–50%board control25-50% shares · 25-50% voting · board control14/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-06-23
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200

Registered office

Unit 4 Peacock Road
Durranhill Industrial Estate
Carlisle
CA1 3UD
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-28
Last: 2026-03-14

Officers (2 active · 2 resigned)

HAYTON, David John→
director · ~66y · appointed 2013-03-01
View their other companies + combined net worth →
Active
HAYTON, Diane→
director · ~64y · appointed 2009-07-03
View their other companies + combined net worth →
Active
HAYTON, David John→
director · ~66y · appointed 2009-06-23 · resigned 2009-07-03
Resigned
HAYTON, Michael Andrew→
director · ~41y · appointed 2009-06-23 · resigned 2009-07-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge2 properties11/09/2018—
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge—05/09/2018—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (43 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-09
capital-name-of-class-of-shares
capital · SH08
2025-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-16