ENCO LIMITED
🌳Matureactive
06970654 · ltd · incorporated 2009-07-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 25990
Sector: Manufacturing
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 78/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 7.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 29 | 2400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-22🔒Charge registered #5Lender: Lloyds Bank PLC
- 2024-02-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-14🔓Charge satisfied #4
- 2024-02-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-24🔒Charge registered #4Lender: Lloyds Bank Commercial Finance Limited
- 2022-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-06-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-07🔒Charge registered #3Lender: Npif Y&H Debt L.P. Acting Through It’S General Partner Evbl (General Partner Npif Y&H Debt) Limited (“Npiflp”)
- 2020-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-06🔒Charge registered #2Lender: Lloyds Bank PLC
- 2018-12-06🔒Charge registered #1Lender: Lloyds Bank PLC
- 2013-12-01➕HART, Joanne Michelle appointeddirector
- 2013-11-30➖BALAAM, Charles John resigneddirector
- 2009-07-23🏢Company incorporatedAs ENCO LIMITED
- 2009-07-23➕HART, Joanne appointedsecretary
- 2009-07-23➕MOODY, Jamie appointeddirector
- 2009-07-23➕BALAAM, Charles John appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Enco Property Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Enco Property Holdings Ltd
Corporate parent · holds 75-100% shares
⬇
ENCO LIMITED
This company · 06970654
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Enco Property Holdings Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting · firm interest | 06/04/2016 |
Mr Jamie Moody Individual · British · DOB 01/1974 · age 52 | — | — | sig. influencesignificant influence | 06/04/2016 |
Miss Joanne Michelle Hart Individual · British · DOB 08/1974 · age 52 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · HX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| D.PITCHFORTH LIMITED→ 00451134 · est 1948 · no financials extracted | — | — | — | — | 78y | — | — |
| DAISY LEA POULTRY FARM LIMITED→ 00707880 · est 1961 · no financials extracted | — | — | — | — | 64y | — | — |
| DIAGON ALUMINIUM (WINDOWS, DOORS & BIFOLDS) LTD→ 15822199 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DYNAMIC FRAGRANCE CORPORATION LTD→ 16248008 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ELITE LABEL SERVICES LIMITED→ 03902433 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| ELITEPOWDERCOATERS (YORKSHIRE) LTD→ 16999357 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ELLIS ELECTRICAL DISTRIBUTION MANUFACTURERS LTD→ 16208084 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| EUROTEK FOUNDRY PRODUCTS LIMITED→ 02663209 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| EXHAUST EJECTOR CO.LIMITED(THE)→ 00539526 · est 1954 · no financials extracted | — | — | — | — | 71y | — | — |
| F&S TUBE MANIPULATION LTD→ 03859103 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| FAIRBANK TEXTILES LIMITED→ 03946398 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| FALCONER PRINT AND PACKAGING LIMITED→ 04317696 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-07-23
Jurisdictionengland-wales
Primary SIC25990 — SIC 25990
Registered office
Bridgefield Works
Bridgefield Road
Elland
West Yorkshire
HX5 0SQ
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-06
Last: 2025-07-23
Officers (3 active · 1 resigned)
Active
HART, Joanne Michelle→
Activedirector · ~52y · appointed 2013-12-01
View their other companies + combined net worth →
MOODY, Jamie→
Activedirector · ~52y · appointed 2009-07-23
View their other companies + combined net worth →
BALAAM, Charles John→
Resigneddirector · ~48y · appointed 2009-07-23 · resigned 2013-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 22/07/2024 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance Limited | A registered charge | — | 24/08/2022 | 14/02/2024 | |
| outstanding | Npif Y&H Debt L.P. Acting Through It’S General Partner Evbl (General Partner Npif Y&H Debt) (“Npiflp”) Npif Y&H Debt L.P. Acting Through It’S General Partner Evbl (General Partner Npif Y&H Debt) Limited (“Npiflp”) | A registered charge | — | 07/05/2021 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 06/12/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 06/12/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-22
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-06
change-person-secretary-company-with-change-date
officers · CH03
2021-06-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-06-23