CHICAGO HOLDCO LIMITED
💤Zombieactive
06989180 · ltd · incorporated 2009-08-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
11 live charges · 7 lenders · oldest 15.0y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 15.0 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
29 officers (2 active, 29 linked, 19 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
152 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 accounts
Last 180 days
4
filings
- • 2 accounts
- • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (101 events)Click to expand
- 2026-04-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2026-04-04📄accounts-with-accounts-type-fullaccounts · AA
- 2026-01-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-22🔓Charge satisfied #11
- 2026-01-22🔓Charge satisfied #10
- 2025-08-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-06➖GILL, Ryan Mark resigneddirector
- 2025-08-06➖HUNTER, Craig Richard resigneddirector
- 2025-08-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-08-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-05🔒Charge registered #11Lender: Pangaea Loanco Limited
- 2024-12-18📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-12📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-04-05📄accounts-with-accounts-type-groupaccounts · AA
- 2022-11-16📄resolutionresolution · RESOLUTIONS
- 2022-11-16📄memorandum-articlesincorporation · MA
- 2022-11-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-11-04📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2022-11-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-04🔓Charge satisfied #9
- 2022-11-04🔓Charge satisfied #8
- 2022-11-04🔓Charge satisfied #6
- 2022-11-04🔓Charge satisfied #5
- 2022-10-24➕HUNTER, Craig Richard appointeddirector
- 2022-10-24➖TWEEDIE, Justin Anthony resigneddirector
- 2022-10-24➕PANGAEA GROUP HOLDINGS LIMITED appointedcorporate-director
- 2022-10-24➖PANGAEA GROUP HOLDINGS LIMITED resignedcorporate-director
- 2022-10-24🔒Charge registered #10Lender: Pangaea Loanco Limited
- 2022-06-01➕FULLERTON, Penelope Jane appointedsecretary
- 2022-05-31➖BROPHY, Elizabeth Anne resignedsecretary
- 2022-02-02➖WARREN, Michael Ian resigneddirector
- 2020-08-24🔓Charge satisfied #7
- 2020-07-24➕BROPHY, Elizabeth Anne appointedsecretary
- 2020-07-24➖HOPKINS, Trevor Charles William resignedsecretary
- 2020-06-30➕TWEEDIE, Justin Anthony appointeddirector
- 2020-06-18➕SMYTH, Timothy John appointeddirector
- 2020-06-18➖COX, Jonathan James, Mr. resigneddirector
- 2020-06-18➖SPENCER, John William James resigneddirector
- 2020-06-18➕WARREN, Michael Ian appointeddirector
- 2020-06-18🔒Charge registered #9Lender: Primary Group (UK) LTD
- 2020-06-18🔒Charge registered #8Lender: Ares Management Limited
- 2020-02-19➖BEAN, Jane Ann resigneddirector
Showing most recent 50 of 101 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GILL, Ryan Mark resigned 2025-08-06; HUNTER, Craig Richard resigned 2025-08-06
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Bsu Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bsu Holdings Ltd
Corporate parent · holds 75-100% shares · board control
⬇
CHICAGO HOLDCO LIMITED
This company · 06989180
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bsu Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/08/2025 |
3 historic (ceased) PSCs
- Bspoke Insurance Group Ltdceased 05/08/2025· significant influence
- Chicago Bidco Limitedceased 24/10/2022· 75-100% shares
- Mr Philip William, Henry Jamesceased 24/05/2017· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BONDINSURE LIMITED→ 15249956 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BONDSURE LIMITED→ 15250101 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRITOPIA HOLDINGS LIMITED→ 16345148 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BROOKS RAYNER→ 11133852 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| C F BELL FINANCIAL CONSULTANT LTD→ 06484010 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| C L FINANCE LIMITED→ 01108021 · est 1973 · no financials extracted | — | — | — | — | 53y | — | — |
| CADS INVESTMENTS→ 08854829 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| CARLEX ESTATES,LIMITED→ 00407586 · est 1946 · no financials extracted | — | — | — | — | 80y | — | — |
| CARTER FINANCIAL SOLUTIONS LTD→ 14593575 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CHANNACK ROSS LIMITED→ 02451148 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| CHHOKAR CONSULTANCY LIMITED→ 08024345 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| CHN INVESTMENT MANAGEMENT LTD→ 12032001 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-08-12
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Brookfield Court Selby Road
Garforth
Leeds
LS25 1NB
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2025-03-30
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09
Officers (2 active · 27 resigned)
FULLERTON, Penelope Jane→
Activesecretary · appointed 2022-06-01
View their other companies + combined net worth →
SMYTH, Timothy John→
Activedirector · ~59y · appointed 2020-06-18
View their other companies + combined net worth →
BLOTT, Stephen→
Resignedsecretary · appointed 2015-11-01 · resigned 2016-03-24
BLOTT, Stephen→
Resignedsecretary · appointed 2009-08-12 · resigned 2012-07-02
BROPHY, Elizabeth Anne→
Resignedsecretary · appointed 2020-07-24 · resigned 2022-05-31
FULLERTON, Penelope Jane→
Resignedsecretary · appointed 2013-11-01 · resigned 2014-02-26
FULLERTON, Penny→
Resignedsecretary · appointed 2016-03-24 · resigned 2018-09-01
HOPKINS, Trevor Charles William→
Resignedsecretary · appointed 2018-09-01 · resigned 2020-07-24
ORTON, Jeffrey Christopher→
Resignedsecretary · appointed 2014-02-26 · resigned 2015-11-01
ZACZKIEWICZ, Stacey→
Resignedsecretary · appointed 2012-07-03 · resigned 2013-11-01
BEALES, Karen Anne→
Resigneddirector · ~58y · appointed 2009-08-12 · resigned 2018-09-06
BEAN, Jane Ann→
Resigneddirector · ~60y · appointed 2018-03-28 · resigned 2020-02-19
CARTER, Patrick Robert, Lord→
Resigneddirector · ~80y · appointed 2012-10-03 · resigned 2017-05-24
COX, Jonathan James, Mr.→
Resigneddirector · ~46y · appointed 2017-05-24 · resigned 2020-06-18
GILL, Ryan Mark→
Resigneddirector · ~43y · appointed 2014-01-01 · resigned 2025-08-06
HANFORD, Timothy John→
Resigneddirector · ~62y · appointed 2017-05-24 · resigned 2019-11-11
HUBBARD, Peter John→
Resigneddirector · ~71y · appointed 2009-09-01 · resigned 2016-02-29
HUNTER, Craig Richard→
Resigneddirector · ~51y · appointed 2022-10-24 · resigned 2025-08-06
LAIRD, Oliver Walter→
Resigneddirector · ~56y · appointed 2010-04-01 · resigned 2011-11-24
LEWIS, Richard Charles William→
Resigneddirector · ~63y · appointed 2017-08-02 · resigned 2019-05-22
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
0
Outstanding
0
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Pangaea Loanco Pangaea Loanco Limited | A registered charge | — | 05/08/2025 | 22/01/2026 | |
| satisfied | Pangaea Loanco Pangaea Loanco Limited | A registered charge | 1 property | 24/10/2022 | 22/01/2026 | |
| satisfied | Primary Group (UK) Primary Group (UK) LTD | A registered charge | 1 property | 18/06/2020 | 04/11/2022 | |
| satisfied | Ares Management Ares Management Limited | A registered charge | — | 18/06/2020 | 04/11/2022 | |
| satisfied | Great Lakes Insurance SE, UK Branch | A registered charge | — | 17/02/2019 | 24/08/2020 | |
| satisfied | Ares Management Ares Management Limited | A registered charge | — | 17/02/2019 | 04/11/2022 | |
| satisfied | Ares Management Ares Management Limited | A registered charge | — | 24/05/2017 | 04/11/2022 | |
| satisfied | Deutsche Bank Ag, London Branch | A registered charge | — | 20/05/2016 | 26/05/2017 | |
| satisfied | Deutsche Bank Ag, London Branch | A registered charge | — | 20/05/2016 | 26/05/2017 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 08/12/2014 | 02/06/2016 | |
| satisfied | Primary Group (UK) Primary Group (UK) Limited | Debenture | 1 property | 14/06/2011 | 23/02/2016 |
Recent filings (152 total)
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-04-27
accounts-with-accounts-type-full
accounts · AA
2026-04-04
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-22
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-16
termination-director-company-with-name-termination-date
officers · TM01
2025-08-08
termination-director-company-with-name-termination-date
officers · TM01
2025-08-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-08-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-05
accounts-with-accounts-type-full
accounts · AA
2024-12-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-15
accounts-with-accounts-type-full
accounts · AA
2024-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-10-05