BROOKING UNDERWRITING LIMITED
🌳Matureactive
06997015 · ltd · incorporated 2009-08-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 92-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 92). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
10 live charges · 8 lenders · oldest 16.6y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 16.6 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
6 officers (6 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-09-11📄accounts-with-accounts-type-fullaccounts · AA
- 2025-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-06📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-12📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-05📄accounts-with-accounts-type-fullaccounts · AA
- 2020-11-11📄accounts-with-accounts-type-fullaccounts · AA
- 2010-01-01🔒Charge registered #10Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
- 2010-01-01🔒Charge registered #9Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
- 2010-01-01🔒Charge registered #8Lender: Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #7Lender: Lloyd's, and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #6Lender: The American Trustee, All Policy Holders and Certain Other Persons or Bodies (As Defined on the Form MG01)
- 2010-01-01🔒Charge registered #5Lender: Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #4Lender: Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #3Lender: The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2010-01-01🔒Charge registered #2Lender: The Society, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2009-12-11🔒Charge registered #1Lender: Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
- 2009-08-21🏢Company incorporatedAs BROOKING UNDERWRITING LIMITED
- 2009-08-21➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2009-08-21➕BROOKING, Antony Clive appointeddirector
- 2009-08-21➕BROOKING, Gavin Clive Spice appointeddirector
- 2009-08-21➕BROOKING, Maureen Constance appointeddirector
- 2009-08-21➕PLAYFAIR, Karen Maureen appointeddirector
- 2009-08-21➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "BROOKING" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 92 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 92 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Antony Clive Brooking Individual · British · DOB 08/1934 · age 92 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Maureen Constance Brooking Individual · British · DOB 11/1935 · age 91 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BIRKETT & BIRKETT LIMITED→ 13504754 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BLOWFISH FINANCIAL SERVICES LIMITED→ 05357523 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BOMER CAPITAL LIMITED→ 09177070 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BRADLEY PROFESSIONAL LIMITED→ 09450522 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BREEZE CAPITAL LIMITED→ 14121923 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BREEZE FINANCE 1 LIMITED→ 14195305 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BRIDGEWOOD FINANCE LIMITED→ 13350711 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BRIDGEWOOD FINANCIAL SOLUTIONS LIMITED→ 06957765 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BRIDGFORD INVESTMENTS LIMITED→ 11851388 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BROKER COMMONWEALTH LIMITED→ 13607254 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BSP GROUP INVESTMENTS LIMITED→ 14290838 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BTS &CO LTD→ 16310811 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-08-21
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
3 Castlegate
Grantham
Lincolnshire
NG31 6SF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-12
Last: 2026-02-26
Officers (6 active · 0 resigned)
FIDENTIA NOMINEES LIMITED→
Activecorporate-secretary · appointed 2009-08-21
View their other companies + combined net worth →
BROOKING, Antony Clive→
Activedirector · ~92y · appointed 2009-08-21
View their other companies + combined net worth →
BROOKING, Gavin Clive Spice→
Activedirector · ~64y · appointed 2009-08-21
View their other companies + combined net worth →
BROOKING, Maureen Constance→
Activedirector · ~91y · appointed 2009-08-21
View their other companies + combined net worth →
PLAYFAIR, Karen Maureen→
Activedirector · ~67y · appointed 2009-08-21
View their other companies + combined net worth →
FIDENTIA TRUSTEES LIMITED→
Activecorporate-director · appointed 2009-08-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
10
Outstanding
8
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01) | Lloyd’s asia (singapore policies) instrument 2002 (general business of all underwriting members) (“the singapore policies instrument”) dated 13 february 2002 | 1 property | 01/01/2010 | — | |
| outstanding | Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01) | Lloyd’s asia (offshore policies) instrument 2002 (general business of all underwriting members) (“the offshore policies instrument”) dated 13 february 2002 | 1 property | 01/01/2010 | — | |
| outstanding | Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s canadian trust deed dated 25 may 2001 (the trust deed) | 1 property | 01/01/2010 | — | |
| outstanding | Lloyd's, and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Amendment and restatement lloyd's american instrument 1995 (general business for corporate members) ("the 1995 american instrument (corporate members") dated 31 july 1995 & amended on 28 december 2001, 1 april 2001, 1 august 2001, 13 february 2002, 27 september 2007 & 24 march 2009 | 1 property | 01/01/2010 | — | |
| outstanding | The American Trustee, All Policy Holders and Certain Other Persons or Bodies (As Defined on the Form MG01) | Lloyd's american trust deed dated 24 march 2009 (the “trust deed”) | 1 property | 01/01/2010 | — | |
| outstanding | Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Lloyd’s premium trust deed (general business) (the trust deed) | 1 property | 01/01/2010 | — | |
| outstanding | Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Deposit trust deed (third party deposit) | 1 property | 01/01/2010 | — | |
| outstanding | The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01) | Membership agreement between the society incorporated by lloyd's act 1871 by the name of lloyd's (the society) and the company (the agreement) | 1 property | 01/01/2010 | — | |
| outstanding | The Society, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Security and trust deed (letter of credit and guarantee) (the trust deed) | 2 properties | 01/01/2010 | — | |
| outstanding | Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01) | Deposit trust deed (third party deposit) (gen) (09) | 1 property | 11/12/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (64 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-full
accounts · AA
2025-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-26
change-person-director-company-with-change-date
officers · CH01
2025-01-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-02
change-person-director-company-with-change-date
officers · CH01
2025-01-02
accounts-with-accounts-type-full
accounts · AA
2024-07-11
change-person-director-company-with-change-date
officers · CH01
2024-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-26
change-person-director-company-with-change-date
officers · CH01
2024-02-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-06
change-person-director-company-with-change-date
officers · CH01
2024-02-06
change-person-director-company-with-change-date
officers · CH01
2024-01-25
change-person-director-company-with-change-date
officers · CH01
2024-01-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-25