BALANCED FUNDING SOLUTIONS LIMITED
🌳Matureactive
07014699 · ltd · incorporated 2009-09-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£255
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 63-year-old founder — textbook succession opportunity.
Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £255
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£255
↑ 4.9% YoY
Current Assets
£162k
↑ 2.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £28.2k | £29.7k |
| Current assets | £161.8k | £158.6k |
| Debtors | £161.8k | £158.6k |
| Net assets | £255 | £243 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
6
filings
- • 2 accounts
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-31📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-10📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-09-23📄gazette-notice-compulsorygazette · GAZ1
- 2025-05-24📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-10-16📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2024-09-03📄gazette-notice-compulsorygazette · GAZ1
- 2024-07-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-18📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-05-14📄gazette-notice-compulsorygazette · GAZ1
- 2024-02-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-07📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-08-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2015-09-30➕HILL, Graham Rendle appointeddirector
- 2015-01-26➖LAWSON, John Samuel resigneddirector
- 2009-10-07➕PEMBERTON, John appointeddirector
- 2009-09-16➖STEWARD, Vikki resigneddirector
- 2009-09-11➖CREDITREFORM (SECRETARIES) LIMITED resignedcorporate-secretary
- 2009-09-10🏢Company incorporatedAs BALANCED FUNDING SOLUTIONS LIMITED
- 2009-09-10➕CREDITREFORM (SECRETARIES) LIMITED appointedcorporate-secretary
- 2009-09-10➕LAWSON, John Samuel appointeddirector
- 2009-09-10➕STEWARD, Vikki appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Pemberton Individual · British · DOB 07/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Graham Rendle Hill Individual · British · DOB 09/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A SHADE GREENER FINANCE F3 LIMITED→ 15678758 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A SHADE GREENER FINANCE LIMITED→ 10668465 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ANDY HALL MORTGAGES LTD→ 09479295 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ASSURED EQUITY FINANCE LTD→ 12618494 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AURIC FINANCE LIMITED→ 16996123 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AUTOCHX LIMITED→ 03802627 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AZURA RE LIMITED→ 15886685 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BARBER HARRISON & PLATT CAPITAL HOLDINGS LIMITED→ 16449660 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BARNSLEY MORTGAGES LTD→ 15791578 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BARROUND FINANCE LIMITED→ 00788855 · est 1964 · no financials extracted | — | — | — | — | 62y | — | — |
| BASHUR TRAVEL LIMITED→ 16497627 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BBB INVESTMENT SERVICES LIMITED→ 15662260 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-09-10
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Halewood 14 The Green
Hasland
Chesterfield
S41 0LJ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-03-08
Last: 2026-02-22
Officers (2 active · 3 resigned)
HILL, Graham Rendle→
Activedirector · ~63y · appointed 2015-09-30
View their other companies + combined net worth →
PEMBERTON, John→
Activedirector · ~54y · appointed 2009-10-07
View their other companies + combined net worth →
CREDITREFORM (SECRETARIES) LIMITED→
Resignedcorporate-secretary · appointed 2009-09-10 · resigned 2009-09-11
LAWSON, John Samuel→
Resigneddirector · ~64y · appointed 2009-09-10 · resigned 2015-01-26
STEWARD, Vikki→
Resigneddirector · ~44y · appointed 2009-09-10 · resigned 2009-09-16
Click a director name to see their full track record across all companies.
Recent filings (69 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-14
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-11
change-person-director-company-with-change-date
officers · CH01
2026-03-11
gazette-filings-brought-up-to-date
gazette · DISS40
2026-01-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-10-10
gazette-notice-compulsory
gazette · GAZ1
2025-09-23
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-23
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-10-16
gazette-notice-compulsory
gazette · GAZ1
2024-09-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-08
gazette-filings-brought-up-to-date
gazette · DISS40
2024-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-17