360 ACCOUNTANTS LIMITED

🌳Matureactive
07028912 · ltd · incorporated 2009-09-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
£910
book net assets
Opportunity
75/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Accounting and auditing activities
Sector: Professional, scientific & technical
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 75/100 (strong), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

8 live charges · 5 lenders · oldest 16.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 16.5 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £910
Net assets shrinking
Down £27,027 YoY
Cash YoY
+23122%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£24k
↑ 23122% YoY
Net Worth
£910
↓ 97% YoY
Current Assets
£319k
↑ 24% YoY
Current Liabilities
£0£64k£128k£191k£255k£319kDec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31
Total assets£352.6k£298.6k
Current assets£318.8k£257.1k
Cash£23.7k£102
Debtors£119.6k£97.4k
Net assets£910£27.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
  1. 2026-03-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-10-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-10-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-10-23
    🔓
    Charge satisfied #4
  5. 2025-10-23
    🔓
    Charge satisfied #3
  6. 2025-10-22
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  7. 2025-09-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-09-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2025-09-26
    🔒
    Charge registered #8
    Lender: Westwood Capital Finance Limited
  10. 2025-09-26
    🔒
    Charge registered #7
    Lender: Westwood Capital Finance Limited
  11. 2025-09-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2025-09-25
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2025-09-25
    📄
    replacement-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP01CS01
  14. 2025-09-25
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2025-09-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2025-09-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2025-07-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2025-07-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2025-07-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2025-03-18
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  21. 2024-05-07
    📄
    capital-allotment-shares
    capital · SH01
  22. 2024-05-07
    📄
    resolution
    resolution · RESOLUTIONS
  23. 2024-05-07
    📄
    memorandum-articles
    incorporation · MA
  24. 2024-05-07
    📄
    capital-name-of-class-of-shares
    capital · SH08
  25. 2024-04-11
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  26. 2024-01-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  27. 2024-01-03
    🔓
    Charge satisfied #5
  28. 2023-11-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  29. 2023-11-08
    🔓
    Charge satisfied #6
  30. 2023-05-19
    HUNTER, Adrian resigned
    director
  31. 2022-02-01
    HOLMES, Sophie appointed
    director
  32. 2022-02-01
    STEELE, Leanne appointed
    director
  33. 2022-02-01
    HUNTER, Adrian appointed
    director
  34. 2019-12-31
    JEWITT, Andrew Keith resigned
    director
  35. 2019-12-13
    WALSH, Howard Nicholas resigned
    director
  36. 2018-03-16
    🔒
    Charge registered #6
    Lender: Mortgage Guarantee Limited
  37. 2018-03-16
    🔒
    Charge registered #5
    Lender: Chamber Acorn Fund (Humber) Limited
  38. 2018-02-05
    WALSH, Howard Nicholas appointed
    director
  39. 2017-05-15
    🔓
    Charge satisfied #2
  40. 2017-05-15
    🔓
    Charge satisfied #1
  41. 2017-04-25
    🔒
    Charge registered #4
    Lender: Svenska Handelsbanken Ab (Publ)
  42. 2017-04-25
    🔒
    Charge registered #3
    Lender: Svenska Handelsbanken Ab (Publ)
  43. 2015-08-17
    JEWITT, Andrew Keith appointed
    director
  44. 2014-10-28
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  45. 2009-11-12
    STEELE, Andrew Mark appointed
    director
  46. 2009-11-12
    SEATON, Ann resigned
    director
  47. 2009-10-28
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  48. 2009-09-24
    🏢
    Company incorporated
    As 360 ACCOUNTANTS LIMITED
  49. 2009-09-24
    KAHAN, Barbara appointed
    director
  50. 2009-09-24
    KAHAN, Barbara resigned
    director
Showing most recent 50 of 51 events

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Andrew Mark Steele
Individual · British · DOB 11/1971 · age 55
5075%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
1 historic (ceased) PSC
  • Miss Sophie Holmesceased 01/09/2025· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Professional services · HU postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
1ST HARMONIC LTD
12470749 · est 2020 · no financials extracted
6y
1ST WHEELS GARAGE LTD
16903296 · est 2025 · no financials extracted
2 DELTA ENGINEERING LIMITED
15461099 · est 2024 · no financials extracted
2y
2B LANDSCAPE CONSULTANCY LTD
04538983 · est 2002 · no financials extracted
23y
2CAN MECHANICAL CONSULTANCY LIMITED
13152462 · est 2021 · no financials extracted
5y
360MENTOR LIMITED
10279123 · est 2016 · no financials extracted
9y
4 CLADDING SERVICES LIMITED
04739910 · est 2003 · no financials extracted
22y
4 PROBATE AND WILLS LTD
11396478 · est 2018 · no financials extracted
7y
4GD CONSULTING LTD
16254780 · est 2025 · no financials extracted
1y
5 WHY'S CONSULTING LTD
10424771 · est 2016 · no financials extracted
9y
50/50 EVENTS LTD
11720518 · est 2018 · no financials extracted
7y
506 CARE LTD
16266656 · est 2025 · no financials extracted
1y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-09-24
Jurisdictionengland-wales
Primary SIC69201 — Accounting and auditing activities

Registered office

19 Albion Street
Hull
East Yorkshire
HU1 3TG

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-10-06
Last: 2025-09-22

Officers (3 active · 5 resigned)

HOLMES, Sophie
director · ~33y · appointed 2022-02-01
View their other companies + combined net worth →
Active
STEELE, Andrew Mark
director · ~55y · appointed 2009-11-12
View their other companies + combined net worth →
Active
STEELE, Leanne
director · ~52y · appointed 2022-02-01
View their other companies + combined net worth →
Active
HUNTER, Adrian
director · ~58y · appointed 2022-02-01 · resigned 2023-05-19
Resigned
JEWITT, Andrew Keith
director · ~62y · appointed 2015-08-17 · resigned 2019-12-31
Resigned
KAHAN, Barbara
director · ~95y · appointed 2009-09-24 · resigned 2009-09-24
Resigned
SEATON, Ann
director · ~72y · appointed 2009-09-24 · resigned 2009-11-12
Resigned
WALSH, Howard Nicholas
director · ~65y · appointed 2018-02-05 · resigned 2019-12-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
2
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Westwood Capital Finance
Westwood Capital Finance Limited
A registered charge1 property26/09/2025
outstanding
Westwood Capital Finance
Westwood Capital Finance Limited
A registered charge1 property26/09/2025
satisfied
Mortgage Guarantee
Mortgage Guarantee Limited
A registered charge1 property16/03/201808/11/2023
satisfied
Chamber Acorn Fund (Humber)
Chamber Acorn Fund (Humber) Limited
A registered charge1 property16/03/201803/01/2024
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge1 property25/04/201723/10/2025
satisfied
Svenska Handelsbanken Ab (Publ)
A registered charge25/04/201723/10/2025
satisfied
National Westminster Bank
National Westminster Bank PLC
A registered charge1 property28/10/201415/05/2017
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property28/10/200915/05/2017
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (85 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-13
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-23
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-25
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-09-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-25
change-person-director-company-with-change-date
officers · CH01
2025-09-25
change-person-director-company-with-change-date
officers · CH01
2025-09-25
change-person-director-company-with-change-date
officers · CH01
2025-07-16
change-person-director-company-with-change-date
officers · CH01
2025-07-01