AQUIS CARDS LIMITED
🌳Matureactive
07036307 · ltd · incorporated 2009-10-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
14 officers (2 active, 14 linked, 10 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
74 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2025-09-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-18➕MUSTARD, Michael William appointeddirector
- 2024-10-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-04➖BARNETT, Melanie Jayne resigneddirector
- 2024-09-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-30➕WATTS, David Michael, Mr. appointeddirector
- 2023-11-30➖CRONIN, Gareth resigneddirector
- 2023-08-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-07➕CRONIN, Gareth appointeddirector
- 2023-08-07➖KAPUR, Neeraj resigneddirector
- 2023-08-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-08-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-19➕BARNETT, Melanie Jayne appointeddirector
- 2022-08-19➖DAVIES, Charlotte resigneddirector
- 2021-09-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-04-01➕KAPUR, Neeraj appointeddirector
- 2020-04-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-31➖THOMAS, Simon George resigneddirector
- 2019-04-26➕DAVIES, Charlotte appointeddirector
- 2019-04-26➖MULLEN, Kenneth John resigneddirector
- 2018-12-03➖FISHER, Andrew Charles resigneddirector
- 2018-12-03➕THOMAS, Simon George appointeddirector
- 2018-03-31➖WATTS, Paula resignedsecretary
- 2017-05-12➖VERSLUYS, Emma Gayle resignedsecretary
- 2017-05-12➕WATTS, Paula appointedsecretary
- 2009-10-07➕VERSLUYS, Emma Gayle appointedsecretary
- 2009-10-07➕FISHER, Andrew Charles appointeddirector
- 2009-10-07➖MORRIS, Craig Alexander James resigneddirector
- 2009-10-07➕MULLEN, Kenneth John appointeddirector
- 2009-10-07➖ALNERY INCORPORATIONS NO. 1 LIMITED resignedcorporate-director
- 2009-10-07➖ALNERY INCORPORATIONS NO. 2 LIMITED resignedcorporate-director
- 2009-10-06🏢Company incorporatedAs AQUIS CARDS LIMITED
- 2009-10-06➕MORRIS, Craig Alexander James appointeddirector
- 2009-10-06➕ALNERY INCORPORATIONS NO. 1 LIMITED appointedcorporate-director
- 2009-10-06➕ALNERY INCORPORATIONS NO. 2 LIMITED appointedcorporate-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Vanquis Banking Group Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Vanquis Banking Group Plc
Corporate parent · holds 75-100% shares · board control
⬇
AQUIS CARDS LIMITED
This company · 07036307
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Vanquis Banking Group Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCORD MORTGAGES LIMITED→ 02139881 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| AL AMIN INVESTMENTS LIMITED→ 11125502 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALEXANDER FINANCIAL SOLUTIONS LTD→ 11365305 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| APPOINTEE CARE LIMITED→ 15957094 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARGENTUM RESET LTD→ 17089809 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARSHAD HOLDINGS LIMITED→ 16747741 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASAD CONSULTING LTD→ 12025325 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASIM SALEEM CONSULTING LTD→ 08029739 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ASPIRATIONS PEOPLE LTD→ 10139941 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ASSURE COMMERCIAL FINANCE LTD→ 10617607 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ASTUTE PENSION TRUSTEES LIMITED→ 08696449 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ATLAS & CO MORTGAGE SERVICES LIMITED→ 16593202 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-10-06
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Fairburn House
5 Godwin Street
Bradford
BD1 2AH
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30
Officers (2 active · 12 resigned)
MUSTARD, Michael William→
Activedirector · ~54y · appointed 2024-11-18
View their other companies + combined net worth →
WATTS, David Michael, Mr.→
Activedirector · ~60y · appointed 2023-11-30
View their other companies + combined net worth →
VERSLUYS, Emma Gayle→
Resignedsecretary · appointed 2009-10-07 · resigned 2017-05-12
WATTS, Paula→
Resignedsecretary · appointed 2017-05-12 · resigned 2018-03-31
BARNETT, Melanie Jayne→
Resigneddirector · ~50y · appointed 2022-08-19 · resigned 2024-10-04
CRONIN, Gareth→
Resigneddirector · ~51y · appointed 2023-08-07 · resigned 2023-11-30
DAVIES, Charlotte→
Resigneddirector · ~53y · appointed 2019-04-26 · resigned 2022-08-19
FISHER, Andrew Charles→
Resigneddirector · ~68y · appointed 2009-10-07 · resigned 2018-12-03
KAPUR, Neeraj→
Resigneddirector · ~61y · appointed 2020-04-01 · resigned 2023-08-07
MORRIS, Craig Alexander James→
Resigneddirector · ~51y · appointed 2009-10-06 · resigned 2009-10-07
MULLEN, Kenneth John→
Resigneddirector · ~68y · appointed 2009-10-07 · resigned 2019-04-26
THOMAS, Simon George→
Resigneddirector · ~62y · appointed 2018-12-03 · resigned 2020-03-31
ALNERY INCORPORATIONS NO. 1 LIMITED→
Resignedcorporate-director · appointed 2009-10-06 · resigned 2009-10-07
ALNERY INCORPORATIONS NO. 2 LIMITED→
Resignedcorporate-director · appointed 2009-10-06 · resigned 2009-10-07
Click a director name to see their full track record across all companies.
Recent filings (74 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
accounts-with-accounts-type-dormant
accounts · AA
2025-09-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-22
appoint-person-director-company-with-name-date
officers · AP01
2024-11-19
termination-director-company-with-name-termination-date
officers · TM01
2024-10-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-01
accounts-with-accounts-type-dormant
accounts · AA
2024-09-27
appoint-person-director-company-with-name-date
officers · AP01
2023-12-05
termination-director-company-with-name-termination-date
officers · TM01
2023-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-10
appoint-person-director-company-with-name-date
officers · AP01
2023-08-11
termination-director-company-with-name-termination-date
officers · TM01
2023-08-07
accounts-with-accounts-type-dormant
accounts · AA
2023-07-17
change-person-director-company-with-change-date
officers · CH01
2023-03-22
change-person-director-company-with-change-date
officers · CH01
2023-03-22