AMICUS INSURANCE SOLUTIONS LTD
💤Zombieactive
07051676 · ltd · incorporated 2009-10-21
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 5.1y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 9 with DOB)
88
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
97 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-02-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-01➕HARTIGAN, Matthew James appointeddirector
- 2026-01-31➖HATCH, Nicholas Gary resigneddirector
- 2025-11-12➖SCOTT, Adam resigneddirector
- 2025-11-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-25📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-25📄legacyaccounts · PARENT_ACC
- 2025-09-25📄legacyother · GUARANTEE2
- 2025-09-25📄legacyother · AGREEMENT2
- 2025-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-21➕HATCH, Nicholas Gary appointeddirector
- 2025-07-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30➖GRIEB, Stuart James resigneddirector
- 2024-11-20📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-20📄legacyaccounts · PARENT_ACC
- 2024-11-20📄legacyother · AGREEMENT2
- 2024-11-20📄legacyother · GUARANTEE2
- 2024-06-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-05-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-13➖CARTER, Duncan Neil resigneddirector
- 2023-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-11📄memorandum-articlesincorporation · MA
- 2023-07-11📄resolutionresolution · RESOLUTIONS
- 2023-06-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-06-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-06-08➕HUNTER, Andrew Stewart appointedsecretary
- 2023-06-08➕CARTER, Duncan Neil appointeddirector
- 2023-06-08➕GRIEB, Stuart James appointeddirector
- 2021-05-24➖EVANS, Richard William resigneddirector
- 2021-05-24🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2011-10-31➖MANSELL, Spencer resigneddirector
- 2011-06-01➕MANSELL, Spencer appointeddirector
- 2010-11-01➖BRADFORD-SMITH, Anthony John resigneddirector
- 2010-07-09➕BRADFORD-SMITH, Anthony John appointeddirector
- 2009-10-21🏢Company incorporatedAs AMICUS INSURANCE SOLUTIONS LTD
- 2009-10-21➕EVANS, Richard William appointeddirector
- 2009-10-21➕KAHAN, Barbara appointeddirector
- 2009-10-21➖KAHAN, Barbara resigneddirector
- 2009-10-21➕SCOTT, Adam appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GRIEB, Stuart James resigned 2025-06-30; HATCH, Nicholas Gary resigned 2026-01-31; SCOTT, Adam resigned 2025-11-12
Group structure
Brown & Brown Retail Holdco (Europe) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Brown & Brown Retail Holdco (Europe) Limited
Corporate parent · holds 75-100% shares
⬇
AMICUS INSURANCE SOLUTIONS LTD
This company · 07051676
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brown & Brown Retail Holdco (Europe) Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 26/04/2024 |
3 historic (ceased) PSCs
- Amicus Solutions Holdings Limitedceased 26/04/2024· 75-100% shares · 75-100% voting · board control
- Mr Richard William Evansceased 24/05/2021· 25-50% shares · 25-50% voting
- Mr Adam Scottceased 24/05/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALTUS UW LIMITED→ 12526185 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AMERICAN INTERNATIONAL GROUP UK LIMITED→ 10737370 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMICORP FINANCIAL MARKETS (UK) LTD→ 16006966 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMICORP GLOBAL MARKETS (UK) LIMITED→ 10013784 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AMICORP TRUSTEES (UK) LIMITED→ 13177141 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AMICUS ASSET FINANCE LIMITED→ 04246403 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AMICUS ASSET LEASING LIMITED→ 10140360 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AMICUS STRUCTURED FINANCE LIMITED→ 05925652 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AMIGA SPECIALTY LIMITED→ 16439468 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMIMONEY LTD→ 15203092 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMIRAN SILICE LTD→ 16129902 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMK INVESTMENTS LIMITED→ 11826207 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-10-21
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
7th Floor Corn Exchange
55 Mark Lane
London
EC3R 7NE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-04
Last: 2025-10-21
Officers (2 active · 8 resigned)
HUNTER, Andrew Stewart→
Activesecretary · appointed 2023-06-08
View their other companies + combined net worth →
HARTIGAN, Matthew James→
Activedirector · ~53y · appointed 2026-02-01
View their other companies + combined net worth →
BRADFORD-SMITH, Anthony John→
Resigneddirector · ~65y · appointed 2010-07-09 · resigned 2010-11-01
CARTER, Duncan Neil→
Resigneddirector · ~59y · appointed 2023-06-08 · resigned 2024-05-13
EVANS, Richard William→
Resigneddirector · ~65y · appointed 2009-10-21 · resigned 2021-05-24
GRIEB, Stuart James→
Resigneddirector · ~52y · appointed 2023-06-08 · resigned 2025-06-30
HATCH, Nicholas Gary→
Resigneddirector · ~55y · appointed 2025-08-21 · resigned 2026-01-31
KAHAN, Barbara→
Resigneddirector · ~95y · appointed 2009-10-21 · resigned 2009-10-21
MANSELL, Spencer→
Resigneddirector · ~51y · appointed 2011-06-01 · resigned 2011-10-31
SCOTT, Adam→
Resigneddirector · ~48y · appointed 2009-10-21 · resigned 2025-11-12
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 24/05/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (97 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-02-02
appoint-person-director-company-with-name-date
officers · AP01
2026-02-02
termination-director-company-with-name-termination-date
officers · TM01
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-29
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-25
legacy
accounts · PARENT_ACC
2025-09-25
legacy
other · GUARANTEE2
2025-09-25
legacy
other · AGREEMENT2
2025-09-25
appoint-person-director-company-with-name-date
officers · AP01
2025-08-29
termination-director-company-with-name-termination-date
officers · TM01
2025-07-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-22
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-20
legacy
accounts · PARENT_ACC
2024-11-20
legacy
other · AGREEMENT2
2024-11-20
legacy
other · GUARANTEE2
2024-11-20