PFH LIMITED
- · Oldest live charge 15.8y old — refinance window within 12 months
Opportunity 47/100 (watch), bankability 60/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (53/100). Current lenders should be on monthly review.
Refinance opportunity
3 live charges · oldest 15.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (38 events)Click to expand
- 2018-10-10⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2018-10-10🏁Company dissolved
- 2018-07-10⚠️liquidation-voluntary-members-return-of-final-meetinginsolvency · LIQ13
- 2018-05-03⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2017-03-13⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · 4.70
- 2017-03-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-03-06⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2017-03-06📄resolutionresolution · RESOLUTIONS
- 2016-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-07-26📄resolutionresolution · RESOLUTIONS
- 2016-07-26✏️change-of-name-noticechange-of-name · CONNOT
- 2016-07-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-07-11🔓Charge satisfied #1
- 2016-05-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-05-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2016-05-25🔓Charge satisfied #3
- 2016-05-25🔓Charge satisfied #2
- 2016-05-11📄accounts-with-accounts-type-groupaccounts · AA
- 2016-04-25📄resolutionresolution · RESOLUTIONS
- 2016-01-15📄second-filing-of-form-with-form-type-made-up-datedocument-replacement · RP04
- 2015-12-21📄change-person-director-company-with-change-dateofficers · CH01
- 2015-12-21📄change-person-director-company-with-change-dateofficers · CH01
- 2015-11-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-03-24📄accounts-with-accounts-type-groupaccounts · AA
- 2014-11-24📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-11-03➕BUCKLEY, Karen Mary appointeddirector
- 2014-10-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2014-10-17🔒Charge registered #3Lender: Hsbc Bank PLC
- 2014-08-13📄change-person-director-company-with-change-dateofficers · CH01
- 2014-03-31🔒Charge registered #2Lender: Hsbc Bank PLC
- 2013-04-01➕EARLEY, Patricia Pina appointeddirector
- 2010-09-01🔒Charge registered #1Lender: Hsbc Bank PLC
- 2009-10-23🏢Company incorporatedAs PFH LIMITED
- 2009-10-23➕EARLEY, Patricia Pina appointedsecretary
- 2009-10-23➕BUCKLEY, Martyn Brian appointeddirector
- 2009-10-23➕EARLEY, Patricia Pina appointeddirector
- 2009-10-23➖EARLEY, Patricia Pina resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2018-10-10
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2018-10-10: gazette-dissolved-liquidation; 2018-07-10: liquidation-voluntary-members-return-of-final-meeting
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Karen Mary Buckley Individual · British · DOB 04/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Martyn Brian Buckley Individual · British · DOB 06/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Miss Jade Buckley Individual · British · DOB 05/1993 · age 33 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 16325567 LIMITED→ 16325567 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 7 GROUP (CIAIC) LIMITED→ 14431699 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 ACCESS LIFTS LTD→ 13117031 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABEARDSLEY LTD→ 15505327 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABLB MANAGEMENT COMPANY LIMITED→ 11919742 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABM EXCLUSIVE SUPERCAR HIRE LTD→ 17081703 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABM FINANCIAL SERVICES LTD→ 11066614 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ABN MACKENZIE LTD→ 14013359 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ABOVE GROUND LTD→ 12602068 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABRAHAM ACCOUNTANTS LTD→ 04320212 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ABRAHAM ASSOCIATES BURNLEY LIMITED→ 16263082 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABRAHAM ASSOCIATES UK WIDE LIMITED→ 13921014 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 17/10/2014 | 25/05/2016 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 31/03/2014 | 25/05/2016 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 01/09/2010 | 11/07/2016 |