C S FINANCIAL PLANNING LIMITED
💤Zombieactive
07060621 · ltd · incorporated 2009-10-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-01-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-02-16➖CARTER, Lynsey Jane resigneddirector
- 2017-01-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-10-29🏢Company incorporatedAs C S FINANCIAL PLANNING LIMITED
- 2009-10-29➕SIDEBOTTOM, Richard Douglas appointeddirector
- 2009-10-29➕CARTER, Lynsey Jane appointeddirector
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Richard Douglas Sidebottom Individual · British · DOB 08/1968 · age 58 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 06/04/2016 |
1 historic (ceased) PSC
- Ms Lynsey Jane Carterceased 27/02/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BACK OFFICE SUPPORT SERVICES LIMITED→ 03600810 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| BLUE SKY NINE LIMITED→ 15935424 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COMBINED MORTGAGE AND PROTECTION ADVICE LTD→ 14996212 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CRUSADER UNINSURED LOSS RECOVERY SERVICE LIMITED→ 02919599 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| CT INTERNATIONAL LTD→ 10374714 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| D & S HELM LTD→ 15011094 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DAVID JONES WEALTH MANAGEMENT LIMITED→ 16252057 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DAYINSURE HOLDCO LIMITED→ 13147414 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| DEEL WORLD INTERNATIONAL GLOBAL PAYROLL HOLDINGS LIMITED→ 15068175 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DEEL WORLD INTERNATIONAL GLOBAL PAYROLL UK LIMITED→ 15159291 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DIRECT WEALTH MANAGEMENT LIMITED→ 10376509 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| DM BROKERS LIMITED→ 14715834 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-10-29
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Winnington Hall
Winnington
Northwich
Cheshire
CW8 4DU
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-06-15
Last: 2026-06-01
Officers (1 active · 1 resigned)
SIDEBOTTOM, Richard Douglas→
Activedirector · ~58y · appointed 2009-10-29
View their other companies + combined net worth →
CARTER, Lynsey Jane→
Resigneddirector · ~53y · appointed 2009-10-29 · resigned 2017-02-16
Click a director name to see their full track record across all companies.
Recent filings (37 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-01
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-11
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-14
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-12