BIRKDALE CARS LTD
- · Oldest live charge 16.5y old — refinance window within 12 months
- 45112SIC 45112
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 16.5y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 16.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (22 events)Click to expand
- 2025-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-22🔓Charge satisfied #1
- 2021-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-02-16🔒Charge registered #2Lender: The Co-Operative Bank PLC
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-06-27➕MURPHY, Alison appointeddirector
- 2016-11-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2010-01-13🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2009-11-17🏢Company incorporatedAs BIRKDALE CARS LTD
- 2009-11-17➕MURPHY, Alison appointedsecretary
- 2009-11-17➕MURPHY, Lee Paul appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Alison Murphy Individual · British · DOB 01/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/11/2022 |
Mr Lee Paul Murphy Individual · British · DOB 10/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.F.L. (AUTOFACTORS) LIMITED→ 01202420 · est 1975 · no financials extracted | — | — | — | — | 51y | — | — |
| AUDIO PRODUCTS LIMITED→ 02950815 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| AUTO DENT REMOVAL LTD→ 15954030 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AUTO ELEMENTS LTD→ 07321243 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| AUTO HUB GROUP TARLETON LTD→ 16797071 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AYAZ AUTO'S LTD→ 12996673 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BENNETTS MOT & CAR REPAIR CENTRE LIMITED→ 11390350 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BERTIES BIKE BREAKERS LIMITED→ 04573680 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| BEST PRICE CARAVAN AND MOTOR HOMES LIMITED→ 14221394 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BIRKDALE MOTORIST CENTRE LTD→ 09826184 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BLACKBURN BROS LIMITED→ 02299394 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| BLK INTERNATIONAL LIMITED→ 12523383 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Co-operative Bank The Co-Operative Bank PLC | A registered charge | 1 property | 16/02/2021 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 13/01/2010 | 22/04/2021 |